Posts by Done Right Restoration

Water Damage Cleanup Repair and Restoration Minnetonka MN

Minnetonka, Minnesota Water Damage Restoration Water Damage to Your Home Water damage is one of the most common reasons for claims against insurance policies. Does your homeowner insurance policy cover you against the most common types of water damage? Many homeowners only find out what their insurance policy doesn’t cover when they make a claim. Homeowners Insurance: Is Your Home Insured Against Water Damage? Will My Insurance Cover It? Yes. No. Maybe. The single most confusing element related to water damage is what is and is not covered. Find out what you have, or don’t have, and learn what you need when it comes to water damage and your insurance. Many homeowners only find out what their insurance policy doesn’t cover when they make a claim. Here are some of the most common types of water damage, and what you can expect if you need to make a claim. 1. A pipe bursts in your home and floods the living areas. Are you covered? It depends on the circumstances, but generally the answer is a qualified yes. Your homeowner will usually cover the damages to your home and furnishings, but not the cost of repairing the burst pipe. The repairs to the pipe are considered a home maintenance issue rather than an unforeseen circumstance. There are some exceptions, since your insurer does expect you to take reasonable care and caution with your property. You may not be covered, for instance, if you left your home unoccupied and unheated for several days in the dead of winter and a pipe bursts as a consequence. 2. A sewer overflows, flooding your finished basement with water and sewage. Will your homeowner insurance cover the cleanup costs? Unless you have a special endorsement or rider covering damage from sewers and drains, you may be on your own. Many, if not most, homeowner policies specifically exclude damage caused by sewer backups and overflows. If your home has a finished basement or a basement workshop, a sewers and drains rider could be worth its weight in gold. Often, the cost of repairing the damage after a sewer backup goes far beyond replacing the carpet. You could be faced with massive cleanup and decontamination costs. 3. Your washing machine breaks, and the flood of water damages your living room carpet. Will your insurance pay to clean the carpet? Generally, the answer is yes. A standard homeowner policy will cover the cost of cleaning or replacing the carpet when an unexpected appliance breakage damages your property. There may be exceptions to this, however, especially if your insurer determines that your washing machine hasn’t been appropriately maintained. 4. Your roof leaks during a heavy rainstorm, soaking your daughter’s bedroom walls and furnishings. Will your insurance cover the damage? Your homeowner policy will usually cover the damage to property caused by the water, but not the cost of repairing the roof. That could include the cost of repairing and repainting or papering the walls, replacing damaged furniture and cleaning draperies, bedding and clothing. If the leak was caused by something more drastic, say a tree branch crashing through your roof, the insurance will also cover the cost of repairs to your roof. 5. Your bathtub overflows, and the water damages the floor and the ceiling below. Can you make a claim? Yes. Even if the overflow was your fault because you forgot to turn off the faucet, your homeowner policy will usually pay to repair the damage. 6. Your swimming pool leaks and the water damages your garden and lawn. What will your insurance cover? Usually, nothing. Damage to your...

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Maintain A Fire Safe Home This Christmas Season

Christmas Tree Fires Thirty-six percent of home Christmas tree structure fires occurred on the ten days between December 24 and January 2 Electrical problems were factors in nearly half (45%) of home Christmas tree structure fires A heat source was too close to the Christmas tree in one quarter (26%) of the fires Twenty-three percent of home Christmas tree fires involved decorative lights Candles started 14% of home Christmas tree structure fires. Half of all home Christmas tree fires started in the living room, family room, or den An average of 460 outside or unclassified Christmas tree fires occurred on home properties. Fifty-nine percent occurred in January; 86% were intentionally set Holiday or Decorative Light Fires Line-voltage holiday or decorative lights or were involved in an average of 170 home structure fires per year, resulting in an average of 7 civilian deaths, 17 civilian injuries, and $7.9 million in direct property damage Forty-two percent of these fires were reported in December and 13% occurred in January In one-fifth (21%) of these fires, Christmas trees were the item first ignited. Electrical problems were factors in 67% of these fires. Something that could burn was too close to the lights in 10% of the fires. Roughly 5,800 people per year were treated at hospital emergency rooms for falls associated with holiday decorations The following fire safety tips can help you maintain a fire-safe home this Christmas season Tips For Preventing Residential Fires · Install smoke alarms on every floor of the home, including the basement, and particularly near rooms in which people sleep. · Test all smoke alarms every month to ensure they work properly. · Devise a family fire escape plan and practice it every 6 months. In the plan, describe at least two different ways each family member can escape every room, and designate a safe place in front of the home for family members to meet after escaping a fire. · Select a fresh Christmas tree that is kept in water at all times. Needles on fresh trees should be green and should not fall off easily. Don’t put your tree up too early or leave it up longer than two weeks. Dried out Christmas trees can ignite easily and boost a fire by spreading it rapidly to nearby combustible materials. · Place your Christmas tree in a safe place, away from heat sources such as a fireplace or heat vent. · Maintain your holiday lights. Inspect your lights before you use them to ensure they don’t have frayed wires, gaps in the insulation, broken or cracked sockets or excessive wear. Only use lighting that is listed by an approved testing laboratory and don’t leave the lights on when you’re not home. · Avoid overloading electrical outlets. Don’t link more than three light strands unless the directions indicate it is safe. Periodically check the wires. They should not be warm to the touch. · Use only nonflammable decorations that are placed away from heat vents and if you’re using an artificial tree, make sure that it’s flame retardant. · Avoid using candles. If you do use candles, ensure they are in stable holders and place them where they cannot be easily knocked down. · Do not leave lit candles unattended, never put candles on a Christmas tree and never leave the house with candles burning. Place menorahs away from vents or flammable materials. · It’s also important to know that fires caused by children increase during the holiday season. According to our National Fire Incident Reporting System, children cause nearly 60 house fires a day in mid-December, with...

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Water Damage Edina MN | Water Damage Repair | Edina MN Water Damage

Water Damage Repair Edina MN | Water Damage Services Edina MN Mother Nature has proven year after year that havoc can occur at a split second. Tens of thousands of buildings and homes across the country have suffered moisture/water damage as a result of severe weather (acts of God) or just plain bad luck. Water damage to a structure can occur in many ways.   Even the most solidly built and well-maintained building can be damaged by a violent force of nature, such as a flood, tornado, or wildfire.  In other situations, a water pipe may burst, and air conditioning leak, moisture intrusion, backed up septic tank or sewer line, or a sump pump may malfunction while you’re away on vacation and do serious water damage to your home and possessions. Understanding the categories of moisture/water damage is the first step in getting your home or building back to normal conditions. Categorizing the level of contamination of water in a damaged structure is required to perform loss assessment and evaluation activities. The category of water contamination must be considered so the correct procedures can be established for processing water-damaged structures and materials. Water damage is divided into three general categories: 1) Category 1 – Clean Water 2) Category 2 – Gray Water 3) Category 3 – Black Water However, the category of water contamination should not be identified solely by the color of the water, but by the source, contents, history and characteristics of the water. Category 1– Clean water originates from a source that does not pose substantial harm to humans if the clean up is performed within 24 hours of occurrence. Clean water sources may include, but are not limited to, broken water supply lines, melting ice or snow, falling rainwater, broken toilet tanks and toilet bowls that do not contain contaminants or additives. Clean water that has contact with structural surfaces and content materials may deteriorate in cleanliness as it dissolves or mixes with soils and other contaminants, and as time elapses. Category 2– Gray water contains a significant level of contamination and has the potential to cause discomfort or sickness if consumed by or exposed to humans. Gray water carries microorganisms and nutrients for microorganisms. Examples of gray water sources may include, but are not necessarily limited to, discharge from dishwashers or washing machines, overflows from washing machines, overflows from toilet bowls with some urine (no feces), sump pump failures, seepage due to hydrostatic pressure, broken aquariums and punctured water beds. Gray water may contain chemicals, bio-contaminants (fungal, bacterial, viral, algae) and other forms of contamination including physical hazards. Time and temperature aggravate Category 2 water contamination levels significantly. Gray water in flooded structures that remains untreated for longer those 48 hours may change to Category 3. Category 3–  Black water contains pathogenic agents and is grossly unsanitary. Any persons with compromised immune systems, respiratory problems or allergies, or who are under 2 years of age or elderly must remain off the job site until the building is judged safe for occupancy. Black water includes sewage and other contaminated water sources entering or affecting the indoor environment. Toilet backflows that originate from beyond the toilet trap is considered black water contamination, regardless of visible content or color. Category 3 water includes all forms of flooding from seawater, ground surface water and rising water from rivers or streams. Such water sources carry silt and organic matter into structures that create black water conditions. The water is considered to be Category 3 water in situations where structural materials and/or contents have been contaminated with such contaminants as pesticides,...

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Water Damage Mold In Your Minnesota Home Part 3

Mold and Hidden Water Damage Mold From Ongoing Minor or Hidden Water Damage Continued from Water Damage Mold In Your Minnesota Home Part 1 Virtually everyone has some type of mold or another somewhere in their home. Although not all types are toxic, it is sometimes difficult to distinguish types without lab testing. Black molds can develop from water intrusion like water seepage, improper drainage and irrigation, plumbing leaks, basement flooding, rain and condensation issues. While toxic mold is less common than other mold species, it is not rare. For that reason, it is imperative to treat and remove all molds as if they are potentially harmful. Regardless of the type of mold found, a home containing mold is essentially not a healthy home. Exterior Water Intrusion Mold can grow on any wet building materials. Once it is discovered, it must be addressed quickly and appropriately. Delayed or improper treatment of mold issues can multiply repair costs significantly. When building materials such as wood siding, brick, concrete block and stucco are exposed to moisture sources from outdoors, over time that moisture can penetrate exterior walls and enter the wall cavity, creating perfect conditions for mold growth in between exterior and interior walls. Eventually the moisture and mold can penetrate all the way through to the interior side of wall surfaces. By that time, extensive damage to the structure has already taken place. Water and Mold Cleanup and Repair Begin any cleanup by drying your home, including removing any water-damaged items to help facilitate drying. Water-damaged walls and floorboards will need to be thoroughly dried, and drywall will likely have to be thrown away. All wet insulation, carpet, and similar items will also have to be thrown away. If you are cleaning personal items, there will be some hard choices to make. Cloth materials can normally be cleaned by laundering them several times to remove the impact of the water. Many other porous items, such as couches, stuffed animals, papers, and some older pictures, will have to be thrown away if they have been in the water for longer than 48 hours. Remember, it is better to throw something away than have it become a source of mold in the future. The long-term health issues associated with mold can be reduced by ensuring that a proper cleanup is done.  If you suspect you have a mold problem from hidden water damage, it is always best to hire a qualified and experienced specialist that is knowledgeable in the latest water extraction and drying methods. If your home was flooded for longer than 48 hours, you will probably need to consult a Certified (IICRC) Water Damage Restoration Professional. A proper inspection can help detect water intrusion issues early, saving thousands of dollars in repairs costs. Some of this information was quoted from an article called “Is Indoor Mold Contamination a Threat to Health?” by Harriet M. Ammann, Ph.D., D.A.B.T. – Senior Toxicologist at Washington State Department of Health, Olympia, Washington. Is Indoor Mold Contamination a Threat to Health.pdf Download Or for a full copy of her report in Microsoft Word format CLICK HERE Mold In The News //theforagerpress.com/bookstore/blackmold/moldnews.htm MINNESOTA Investigating and Remediating Mold in Minnesota Public Schools – State Dept. of Health Molds In Our Environment //www.cdc.gov/mold/faqs.htm Health Effects of Mold //www.weather.com/activities/health/allergies/mold/health_effects.html Frequently Asked Questions about Black Mold //theforagerpress.com/bookstore/blackmold/moldfaq.htm Mold In The News //theforagerpress.com/bookstore/blackmold/moldnews.htm MINNESOTA Investigating and Remediating Mold in Minnesota Public Schools – State Dept. of Health...

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Water Damage Mold In Your Minnesota Home Part 2

Water Damage  Mold As the weather turns cooler, one of the “fast and furious” water leaks that homeowners encounter occurs when a pipe freezes and bursts. Whether you have had a small leak in one of your pipes or a full out flood, water damage mold is nothing to be taken lightly. Mold can be very persistent and hard to get rid of and it can also be hazardous to your health.  Not only that but if left unchecked, mold will ruin any surface it grows on. What Is Mold? Mold is a fungi whose job it is to decompose things. We often think of it as decomposing vegetables, bread and other foods that have been left around but when it gets into your home, mold can decompose your carpets, your drywall, your clothing, your books and any other organic surface in your home. Mold loves more sure which is why water damage mold is so common in flooded areas. Since mold spores are always present outside, it doesn’t take too much for them to get inside. All they need is a moist area, some organic material and the temperature of between two and 40°C. Needless to say, you don’t have to experience a major flood to get mold in your home. What To Do If you have mold in your home whether it’s from a flooded basement, heavy melting ice, or maybe a burst pipe, you want to assess the extent of the damage. Get into the area and see how bad the mold is. If it is excessive, you probably want to check your insurance policy to see if mold damage is covered and then call the insurance company. In many cases, hiring a mold remediation company is necessary to remove the mold safely. If you just have a minor leak at a pipe that has caused a little area of mold that you may be able to remove yourself. The first thing is to be sure of where the mold this. Remember, it can grow on wood, drywall, carpeting, fabrics and books so you want to check to make sure if any of these items around that they do not have mold on them. When removing the moldy items, you want to be sure that you seal them in a bag so that the mold spores do not become airborne and find another place to grow in your house. If it is a big job, you want to section off the entire area and be sure to have ventilation to the outside. Also, wear protective clothing when cleaning or removing mold as water damage mold can be very hazardous to your health. One of the worst outcomes of a leak or natural disaster is water damage mold. That’s because mold can be persistent, is hazardous to your health and is often difficult and costly to get rid of.  It only takes mold 24 to 48 hours to grow in the right moisture conditions.  Chances are, if you can’t see the mold and have a musty smell, that you have “hidden” mold. Hidden mold tends to be located in the air ducts, on the back side of dry wall, paneling or wallpaper, on the underside of carpets and pads, behind furniture, just to name a few locations. A Water Damage Restoration Expert can help you locate the water source, do the necessary testing and help you remove the mold from your home before it has an opportunity to do any further damage. Mold loves moisture and it needs an organic surface to live on. That means that...

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