Water Damage Mold Cleanup and Restoration MN Part 2
Water Damage Mold Insurance Claims Continued from Water Damage Mold Cleanup and Restoration MN Part 1 Mold has recently emerged as the dominant cost driver in some states. Mold is certainly not new—it’s been around for hundreds of millions of years—but the sharp rise in mold claims is definitely a 21st -century phenomenon. Multi-million dollar jury awards, sensationalized reporting in the media and profiteering by some individuals have led to an explosion in mold claims and costs. Water Damage & Mold “Mold is Gold” has become the popular mantra of trial lawyers and no...
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Water Damage Mold Insurance Claims Water damage claims are probably the most common claims made under homeowners’ policies in the country. Over the past 12 years, insurers paid out more than $100 billion in catastrophe-related losses—about $700 million per month—many times more than in previous decades. Most water damages are caused due to frozen, broken or burst pipes, leaky appliances and flooded basements. In fact, frozen and broken water pipes rank No. 2 only behind hurricanes in terms of both the number of homes damaged and the amount of insurance claim costs in the U.S. In most...
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Mold and Hidden Water Damage Mold From Ongoing Minor or Hidden Water Damage Continued from Water Damage Mold In Your Minnesota Home Part 1 Virtually everyone has some type of mold or another somewhere in their home. Although not all types are toxic, it is sometimes difficult to distinguish types without lab testing. Black molds can develop from water intrusion like water seepage, improper drainage and irrigation, plumbing leaks, basement flooding, rain and condensation issues. While toxic mold is less common than other mold species, it is not rare. For that reason, it is imperative to treat...
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Water Damage Mold Chlorine Bleach is Not Effective in Killing Mold According to the EPA – “Biocides (like chlorine bleach) are toxic to humans as well as mold! (1) The object to killing mold is to kill mold at its “roots”. Mold remediation involves the need to disinfect wood and wood-based building materials, all of which are porous materials. Thus, chlorine bleach should not be used in mold remediation as confirmed by OSHA’s Mold Remediation/ Clean Up Methods guidelines. The use of bleach as a mold disinfectant is best left to kitchen and bathroom countertops,...
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Water Damage and Mold For significant mold growth to occur, there must be a source of water (which could be invisible humidity), a source of food, and a substrate capable of sustaining growth. Common building materials, such as plywood, drywall, furring strips, carpets, and carpet padding are food for molds. In carpet, invisible dust is the food source. After a single incident of water damage occurs in a building, molds grow inside walls and then become dormant until a subsequent incident of high humidity; this illustrates how mold can appear to be a sudden problem, long after a previous...
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