Flooded Basement? Water Damage? Broken Pipe? | Water Damage MN
Steps You Must Take NOW To Prevent Further Damage! Restoring your home or business after water damage is a frustrating experience. Fortunately, natural disasters don’t occur every day, and hopefully you’ll never have to deal with water damage from rising water or flooding. However, simple plumbing leaks or overflows, broken or burst pipes and sewer or septic backups are far more common. While dealing with water damage may seem fairly simple (mop or wet vacuum; fans used to promote evaporation), unfortunately, this fails to consider the degree to which water can penetrate into structural cavities and assemblies, creating trapped pockets of saturation. Too late, property owners become aware of the on-going effect of this trapped water on structural and contents materials, which may include: discoloration, warping, splitting, delamination, and musty odor and mold growth. Don’t Gamble with Your Home and Family’s Health! If a pipe, water heater or appliance is broken and leaking, locate shutoff valve and shut off water to house. This will prevent more water entering the house. AVOID HAZARDS! Be extremely careful of the deadly combination of water and electricity. Also, be cautious of slippery wet carpets and floors. Stay away from Raw Sewage backups, which contain nasty bacteria and can be harmful to your health. CALL 612-331-4454 for 24 Hour Emergency Services, from our IICRC Certified Water Damage experts. We’ll get your home clean and dry as fast as possible, to return your life to normal! Prevent Damage – Wood furniture will leave permanent stains in carpet, so move it to an unaffected area if possible, or put foil under the legs until we arrive! Fixing Water Damage NOW Prevents Mold Problems Later! Water Damage Restoration is a complex process. An inexperienced company that rushes through the job can cause more harm than good by drying the surface of your structure while leaving moisture trapped inside the walls and floors. This can lead to microbial growth that can adversely affect your health and that of your family. Done Right has the right equipment to dry any structure, and years of experience in Water Damage, Flood Cleanup, and Applied Structural Drying. After any standing water has been removed and any leaks have been identified and repaired, our specialists use powerful state of the art fans, dehumidifiers, air scrubbers, and desiccant equipment to remove of the extra moisture that remains in the air. We also continually adjust the temperature and humidity to reduce or eliminate any warping, swelling, or cracking of floors, walls, and furniture. “One Call Does It All 612-331-4454” Direct Insurance Billing | At Your Door in 1 Hour or Less | 24 Hour Service Flooded Basement? Water Damage? Broken Pipe? – Steps Your Must Take...
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Water Damage Repair and Restoration MN Water damage is one of the most common homeowner’s insurance claims in the country. Most water damages are caused due to frozen, broken or burst pipes, leaky appliances and flooded basements. These occurrences often lead people to discover the details of their home insurance policies. When It Comes To Water Damage, What You Don’t Know Can Cost You! With spring rains and spring flooding just around the corner, and there are things people can be doing today to help ensure they’re as prepared as possible should flooding occur in their area. The first thing people should consider – even those in low-risk flood zones or areas which have never flooded before – is purchasing flood insurance. According to an interactive tool on NFIP’s website just 2 inches of water could cost you $7,800 in cleanup. And over the past 10 years, the average flood claim has amounted to over $33,000. Are You Prepared for Spring Flooding? You are eligible to purchase flood insurance as long as your community participates in the National Flood Insurance Program. Check the Community Status Book to see if your community is already an NFIP partner. Consumers should be aware that flood insurance policies generally take 30 days to go into effect. For more information on flood insurance, and to find out your flood risk, visit www.floodsmart.gov. FLASH_Insurance_Guide Does Homeowners Insurance Cover a Flooded Basement? Here’s a question thousands of homeowners and renters will be asking now that Spring is finally here. Will insurance cover the water damage in my basement? Unfortunately for most the answer is “probably not.” Standard Homeowners’ insurance does not cover damage from flooding, so unless you have a specific flood insurance policy, you will have to foot the bill for any water damage from the recent rains. The Insurance Information Institute offers this rule of thumb: water that comes from top down (ice dams, for example) is generally covered, but when water comes from the bottom up, such as in flooding, it’s not covered. Water damage can result in increased insurance rates, decreased resale value of home and property, and even health issues for years to come if not properly – and promptly – repaired. Learn how to protect yourself and your family from water related damage with these quick tips: § React Fast. Time is of the essence. When water damage takes place it is imperative to contact a Minnesota water damage repair and restoration company as soon as possible. Don’t wait until the next morning – search for providers that offer 24/7 support! Mold and mildew can begin growing within 24 to 48 hours! Thus prompt action is important following a water-related disaster or accident. The speed with which you take action to begin the water damage restoration process will determine how much can be salvaged. § Remove. Until all the water is extracted and the humidity levels returned to normal, it may be necessary to remove furniture and other items from the area even if they aren’t in direct contact with the water. High humidity and general unsanitary conditions may contaminate other items. Work with a reputable Minnesota water damage restoration expert that provides water extraction, sewage clean-ups, crawl space drying, structural drying, basement drying, dehumidification, odor control, sanitization, disinfecting, carpet cleaning, debris removal, emergency board-ups and mold remediation. § Report. Extensive water related damages often require the financial support of insurance – after all, that is what insurance is for. Don’t risk the health and security of your family and investments by trying to do it yourself; instead, locate a...
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Water Damage Restoration MN If there was a flood or major pinhole leak or broken water pipe in your home, it is likely that in addition to the water damage to the floors, the walls have been affected, too. There are instances when the water damage to the walls is apparent but oftentimes, the damage is unseen and cannot be easily detected by the average homeowner. If the flood or leak entered a room from the ground level, the floor including the carpeting, if there is any, will be covered by water which will then start to create vertical wicking in the walls. The degree of this reaction will rely on several factors such as the amount of water and how high the water level reached on the wall as well as the wall construction. Drywall is very absorbent because its core is made of gypsum and both of its sides are made of a type of paper similar to a cardboard. Because of its porosity, you can expect water to wick up on a drywall to more than two feet. Both sides of the drywall will be wet but the inside part will contain more water for the simple reason that water would not quickly evaporate from that side. Very often, signs of moisture from the inside of the wall are not visible. For a professional trained in water damage restoration, the process of restoring wet walls starts with finding out how badly the walls are damaged. There is a wide range of professional metering devices that can be used by a restoration expert to help assess water damage. Noninvasive devices are among those widely-used by experts such as a moisture meter that checks for moisture in the wall using radio waves and an infrared (IR) imaging camera that also detects moisture since a damp wall would be cooler than a dry wall. These devices are noninvasive because there is no need to create holes or do anything with the wall material. A professional water damage restoration contractor will select the structural drying equipment in a scientific method based on materials, size of the water damage area, and the class and category of the water damage. After the restoration expert has identified which walls have been water damaged, the drying process will begin aided by several types drying equipment. If the wall has no insulation, drying can be done without having to remove the baseboard or making holes in the wall. The restoration expert will use equipment called air movers to remove the molecules of water from the wall surface and allow the water to evaporate quickly. An air mover will be positioned along the wet wall for, approximately, every ten linear feet. During this process, more water is drawn to the surface of the wall as moisture evaporates from that particular surface. Another important and state-of-the art device used by water damage restoration professionals is a dehumidifier, which is installed to reduce the level of humidity in the walls and help stop the formation of mold. More than one dehumidifier may be used as necessary. A special drying system for the inner walls can also be used if the restoration expert sees it appropriate. This system involves directing air to enter the wall cavity above the sill plate by creating holes in this area. According to studies, this is the quickest and most effective way of drying water-damaged walls. In some instances, the inside or outside wall has some material or coating over it that acts like a barrier that restricts the movement of moisture in the...
Read MoreMinneapolis Water Damage Restoration MN | Flood Damage Repair MN
Flood Damage Repair MN | Water Damage Restoration MN The aftermath of a water damage problem is not the time to discover what is and is not covered in your homeowners’ insurance policy. Too many people wake up to a flood, call their providers, and are politely told that they are on their own. Insurance, as it applies to water damage, is a tricky situation. It becomes of utmost importance for homeowners to learn and understand their insurance plans, knowing what is covered, what isn’t, and making the appropriate adjustments. This is the only way to avoid being caught unawares when that upstairs pipe breaks or the local dam gives way. A Minnesota Water Damage Restoration Expert has both the skill and the experience that allows us to work directly with your homeowners’ insurance provider or claims adjuster. This not only spares you, the homeowner from the headaches that always seem to go along with handling insurance matters, but gives you the peace of mind knowing they have done it many times before and that they will do the legwork for you, submitting your claim, and doing whatever is necessary to make sure that claim is properly processed and resolved. Many homeowners mistakenly believe that flooding is covered by your homeowners’ policy. It isn’t. Flood coverage may be available for an additional premium, but it depends on the provider, whether or not your home is located in an area prone to flooding, and other factors. Many flood prone communities participate in the National Flood Insurance Program (NFIP), established by the Federal government to provide flood insurance coverage, as well as working with communities in high risk areas to take the proper steps to protect their residents from the flooding threat. People often overlook the importance of flooding protection, believing that they will simply get Federal disaster relief if their home is damaged by flood waters. While this may be true, it is predicated on whether or not the community is declared a disaster area, and even then, disaster relief often comes in the form of low interest loans that must be paid back, along with whatever the current mortgage payment is on the property. By having adequate flood insurance coverage, you are simply responsible for the premium, and will not have to deal with the added burden of a substantial new monthly payment following the restoration of your home. In other cases of water damage, coverage may not exist, or may be denied if the damage can in any way be traced back to negligence on the part of the property owner. If your roof gets damaged in a storm, that may be covered, but if the roof was damaged in a storm because it was not properly maintained, then coverage will be denied. Coverage may also be denied if you wait too long to file your claim. Some companies will deny water damage coverage if the damage is more than 48 hours old. In every way, timing is important in the wake of water damage. Water Damage | Water Damage Insurance Water damage cleanup, repair and restoration can be a costly operation, and surely you’d want to receive financial help from your home insurance policy. In fact, water damage is one of the top reasons why most home insurance plan holders make claims. Unfortunately, home insurance tends to be tricky when it comes to water damage, which is why many people have had negative experiences when claiming insurance benefits for their water damaged house. The biggest challenge in making a water damage insurance claim lies in determining whether...
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Water Damage Insurance Claim | Insurance Restoration MN You’ve just returned to your home after vacation to find a flooded basement, perhaps due to a sewer or septic backup or broken water pipe and realize that in order to be able to get your life back on track you will have to have your house repaired. Or perhaps a drain clog caused the water in your sink to back up and overflow, and now your kitchen is a virtual swimming pool, right inside the house. What to do? Look for and bring out that homeowner’s insurance policy because you will have to file an insurance claim for water damage. Water Damage Insurance Claims The aftermath of a water damage event is not the time to discover what is and is not covered in your homeowners’ insurance policy. Too many people wake up to a flood, call their providers, and are politely told that they are on their own. Insurance, as it applies to water damage, is a tricky situation. It becomes of utmost importance for homeowners to learn and understand their insurance plans, knowing what is covered, what isn’t, and making the appropriate adjustments. This is the only way to avoid being caught unawares when that upstairs pipe bursts or the local dam gives way. Find out if your insurance will pay for water damage. Filing a Damage Claim For Water Damage Your responsibilities, as outlined in most residential property insurance policies, include, but are not limited to: • Give prompt written notice to the insurer of the facts relating to the claim • Protect the property from further damage • Make reasonable and necessary repairs to protect the property • Keep an accurate record of repair expenses Your actions should include, whenever possible: • Stop the water leak/flow • Remove standing water and begin drying the area • Photograph the damaged property • Remove water soaked materials • Keep removed materials and move them to a secure, dry and well-ventilated area, or outdoors • Protect repairable and undamaged items from further damage • Keep an activity log, including a record of all contact with your insurance company • Keep all receipts • Don’t throw away removed or damaged materials until instructed by your insurance company • Don’t jeopardize your safety • Don’t make large structural or permanent repairs • Don’t exceed personal capabilities By following these guidelines, you’ll be well on your way to properly taking care of any water damage situation in your home. Creating a Home Inventory Creating a home inventory is one of the most important steps you can take in order to make sure you are adequately insured–and it can make filing a claim in the event of a disaster much easier as well. Now comes the hard but necessary part – computing the damage costs. You’re probably at a loss, and don’t know where to start and how to do it. Here we’ll show you how and what to do step by step. Call the Insurance Company The first thing you’ve got to do is call your insurance company to inform them that you’re going to file a claim. Make Temporary Repairs Next, try to prevent further water damage from occurring by making temporary repairs. Make sure you keep the receipts for any repair work done, as payments for temporary repairs will be among those costs you will file for. What is important is that you’re able to arrest any water damage from further destroying your house. If you need to relocate, bring the receipts with you. If there are any wet areas...
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