Posts Tagged "flood damage"

Minneapolis Water Damage Restoration MN | Flood Damage Repair MN

Flood Damage Repair MN | Water Damage Restoration MN The aftermath of a water damage problem is not the time to discover what is and is not covered in your homeowners’ insurance policy.  Too many people wake up to a flood, call their providers, and are politely told that they are on their own.  Insurance, as it applies to water damage, is a tricky situation. It becomes of utmost importance for homeowners to learn and understand their insurance plans, knowing what is covered, what isn’t, and making the appropriate adjustments.  This is the only way to avoid being caught unawares when that upstairs pipe breaks or the local dam gives way. A Minnesota Water Damage Restoration Expert has both the skill and the experience that allows us to work directly with your homeowners’ insurance provider or claims adjuster.  This not only spares you, the homeowner from the headaches that always seem to go along with handling insurance matters, but gives you the peace of mind knowing they have done it many times before and that they will do the legwork for you, submitting your claim, and doing whatever is necessary to make sure that claim is properly processed and resolved. Many homeowners mistakenly believe that flooding is covered by your homeowners’ policy.  It isn’t.  Flood coverage may be available for an additional premium, but it depends on the provider, whether or not your home is located in an area prone to flooding, and other factors.  Many flood prone communities participate in the National Flood Insurance Program (NFIP), established by the Federal government to provide flood insurance coverage, as well as working with communities in high risk areas to take the proper steps to protect their residents from the flooding threat. People often overlook the importance of flooding protection, believing that they will simply get Federal disaster relief if their home is damaged by flood waters.  While this may be true, it is predicated on whether or not the community is declared a disaster area, and even then, disaster relief often comes in the form of low interest loans that must be paid back, along with whatever the current mortgage payment is on the property.  By having adequate flood insurance coverage, you are simply responsible for the premium, and will not have to deal with the added burden of a substantial new monthly payment following the restoration of your home. In other cases of water damage, coverage may not exist, or may be denied if the damage can in any way be traced back to negligence on the part of the property owner.  If your roof gets damaged in a storm, that may be covered, but if the roof was damaged in a storm because it was not properly maintained, then coverage will be denied.    Coverage may also be denied if you wait too long to file your claim.  Some companies will deny water damage coverage if the damage is more than 48 hours old.  In every way, timing is important in the wake of water damage. Water Damage | Water Damage Insurance Water damage cleanup, repair and restoration can be a costly operation, and surely you’d want to receive financial help from your home insurance policy. In fact, water damage is one of the top reasons why most home insurance plan holders make claims. Unfortunately, home insurance tends to be tricky when it comes to water damage, which is why many people have had negative experiences when claiming insurance benefits for their water damaged house. The biggest challenge in making a water damage insurance claim lies in determining whether...

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Water Damage Restoration Plymouth MN | Broken Water Pipes

Prevent Water Damage From Broken Water Pipes Water damage or basement flooding can come from a variety of sources. There could be bad weather conditions or there could be a leaky or broken pipeline.  Even a cracked foundation will result in water damage. If it was something as simple as a faucet, you can do it your self.  But, it can get more complicated when a hidden pipeline is broken. Frozen, Broken Water Pipes Can Be Home Owner Nightmare Water is capable of causing extensive damage to your home property with damage to floors, ceilings, walls, rugs, furniture and other personal property. A slight 1/8-inch crack in a water pipe can release and amazing 250 gallons of water per day. Broken Water Pipes Broken Water Pipe in a home in Plymouth MN from a pinhole leak First identify the extent of the water damage by inspecting the area for stains and softness. You also want to pinpoint the source of the problem. Pipe breaks are a leading cause of flood damage. In most cases, pipes break during freezing weather. In fact, frozen and broken water pipes rank No. 2 behind hurricanes in terms of both the number of homes damaged and the amount of claim costs in the U.S.  As temperatures fall, water expands and causes localized pressure. When the pressure becomes too great, a break occurs. This may create a pinhole leak, hairline break or large crack. Find That Leaking Pipe! The dripping water may be coming from quite a distance away and is certainly an indication of a much greater problem. If you know there is water leaking, but you cannot find the source yourself, then you should get professional help right away. These types of problems only get worse the longer they are left untreated. Broken Water Pipe in a home in Plymouth MN Pinhole leak in ceiling water pipe in the basement Removed wet sheet rock and insulation If the insulation is wet, remove it and dispose of properly. After being wet, most insulation is ineffective, but it will continue to hold moisture for a long time and will create high moisture conditions which will damage metal, masonry, and wood. Materials in your home that get wet from leaks, like sheet rock, wood and carpet, can not only result in expensive repairs but pose a serious health threat from mold and mildew. Do not attempt to dry sheetrock. It is impossible to completely remove mold from porous surfaces such as paper, Sheetrock (drywall) and carpet padding, so these materials should be removed and discarded.  Usually, attempts to dry sheetrock after a flood have been a waste of time and effort because it is labor intensive to dry interior walls and it is not possible to dry interior walls with insulation or multiple layered sheetrock. Mold resistant sheetrock may be specified when installing replacement sheetrock. • Disinfected and dried structure Drywall Water Damage If you have a sheetrock (drywall) water damage repair job due to a leaky or broken pipe, a flood or other cause you need to give it immediate attention. If mold gets in or behind drywall, it’s a serious matter. Where there has been water damage, black mold may appear, but mold can also grow in areas that are hidden. It’s common for fungus to spread to nearby areas, such as surrounding walls, floors, carpets and ceilings. The big concerns with drywall water damage repair, is being absolutely certain that you are not overlooking the true extent of the damage. Sagging or wet drywall is easy to identify and cut away. But there...

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Water Damage Restoration | Flood Damage Repair Minneapolis MN

Water Damage Repair and Restoration Minneapolis Years ago water damage restoration was really primitive compared to how it is done today.  To say an industry has come a long way is an understatement. After years of careful analysis, today’s drying techniques are based on objective factors like: building size, type and amount of moisture present and materials involved. Precise instruments are used to measure the drying progress so that the technician is sure all moisture has been removed. There are a variety of equipment and solutions available to the contractor to remove water. A professional water damage restoration contractor should select the structural drying equipment in a scientific method based on materials, size of the water damage area, and the class and category of the water damage. Water Damage Is Classified by Category and Class of Damage: Category The Category of the water loss is based on the waters point of origin: CATEGORY 1 – Originates from a source that does not pose a substantial harm to humans. (Water from faucet, garden hose, water heater, water supply line etc.) CATEGORY 2 – Contains an elevated level of contamination and has potential to cause discomfort or sickness if consumed by or exposed to humans. (Water from dishwasher, washing machine, laundry tub, water softener etc.) CATEGORY 3 – Contains pathogenic (disease causing) agents and is grossly unsanitary.”Black water” includes sewage and other contaminated water sources entering or affecting the indoor environment. (Water from drains, rivers, lakes, oceans etc.) If Category 2 water is not removed promptly from the structure, it may be reclassified as Category 3. CLASS The Class of the water loss is based on the size and items affected: CLASS 1 – Slow rate of evaporation – (Least amount of water) Water losses that could affect only part of a room or area; or even large losses containing low permeability/porosity materials (e.g. plywood, particle board, structural wood, VCT, concrete.) Little or no wet carpet and/or cushion is present. Minimum amount of moisture can be held in the remaining structural materials. CLASS 2 -Fast rate of evaporation – (More water than class 1) Water losses that affect the entire room of “carpet and pad.” Water has wicked up the walls as much as 24 inches. There is moisture remaining in structural materials (e.g. plywood, particle board, structural wood, VCT, concrete.) Due to the amount of water held in dirt or mud, Crawl spaces in most circumstances, will also fit under Class 2. CLASS 3 – Fastest rate of evaporation – (Most amount of water) Water may have come from overhead. Everything is wet. Must have carpet and pad. Ceilings, walls, insulation, carpet, cushion, and sub floor in virtually the entire area are saturated. CLASS 4 – Specialty Drying Situation- (Same amount of water as a Class 1 ) These losses involve wet materials with very low permeability/porosity ( e.g. hardwoods, sub floor, plaster, brick, concrete, stone ) Class 4 differs from a Class 1 due to the deep pockets of saturation that require the use of a desiccant or low grain dehumidifier to achieve the low specific humidity. Even then, the Class 4 drying job will take longer to dry than a typical Class 1. Specialized Training When you are evaluating a water damage professional, it is best to look for a company that has the following: 1- Certification and training from an independent body like the IICRC. These individuals have been exposed to the basic and in some cases advanced methods of structural drying. They have attended several specialty drying schools where we were certified by the IICRC –...

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Flood Damage Edina MN | MN Water Damage Repair Edina MN

Restoring Your Home After A Flood – Should You Hire a Professional? Any drying being done must be done right to see to it that there aren’t any environments which promote and allow hazardous materials to flourish, taking your home or business and turning it into an problematic one that will only get bigger if not cared for. A Water Damage Restoration Expert utilizes powerful state of the art equipment in removing as much water as possible, and then begin drying the area with high velocity fans and ventilation systems. Restoring your home after a flood is a complicated process. Depending on the severity of the flood, you may have to deal with structural damage, electrical damage, and potential health hazards. Before you begin a DIY flood cleanup, ask yourself these questions: Do you have the expertise? Flood cleanup involves more than just pumping out the water and letting things dry out. During the cleanup process, you will need to manage the weakened structure of your home, mitigate health hazards from bacteria and mold, and decide what can be saved and what must be thrown away. Only then can you begin the flood repair work to make your home livable again. Do you want to do the work? Flood cleanup is dirty, often dangerous work. After the crisis of a flood is over, do you want to face the job of cleaning dirty water and mud out of your home, sorting through your belongings and deciding what can be saved? The emotional impact of flood cleanup can be significant, and can interfere with other aspects of your health and life. Hiring a professional to do flood damage cleanup is an investment in your mental and emotional well-being. Do you have the time? Time is crucial in a flood damage cleanup project. The longer your belongings sit in water, the worse the damage will be. Can you take several days or weeks off work to clean water and mud out your home, then dry and restore your belongings? Remember your homeowners insurance covers sudden and unexpected damages and not maintenance related damages. If there is a pipe burst you will have a better chance to argue for payment if you have done your part well. Why take chances when you can have the experts on your side to make sure it cost you little, if any for the entire process? If your home or business is ever the victim of a flood or water damage you need a professional Restoration Expert with extensive training and experience drying a wide range of different structural materials and contents. When you hire a professional Minnesota Water Damage Restoration Company, you can focus on getting your personal life back to normal and know that the flood damage in your home is taken care...

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Water Damage Mold In Your Minnesota Home Part 3

Mold and Hidden Water Damage Mold From Ongoing Minor or Hidden Water Damage Continued from Water Damage Mold In Your Minnesota Home Part 1 Virtually everyone has some type of mold or another somewhere in their home. Although not all types are toxic, it is sometimes difficult to distinguish types without lab testing. Black molds can develop from water intrusion like water seepage, improper drainage and irrigation, plumbing leaks, basement flooding, rain and condensation issues. While toxic mold is less common than other mold species, it is not rare. For that reason, it is imperative to treat and remove all molds as if they are potentially harmful. Regardless of the type of mold found, a home containing mold is essentially not a healthy home. Exterior Water Intrusion Mold can grow on any wet building materials. Once it is discovered, it must be addressed quickly and appropriately. Delayed or improper treatment of mold issues can multiply repair costs significantly. When building materials such as wood siding, brick, concrete block and stucco are exposed to moisture sources from outdoors, over time that moisture can penetrate exterior walls and enter the wall cavity, creating perfect conditions for mold growth in between exterior and interior walls. Eventually the moisture and mold can penetrate all the way through to the interior side of wall surfaces. By that time, extensive damage to the structure has already taken place. Water and Mold Cleanup and Repair Begin any cleanup by drying your home, including removing any water-damaged items to help facilitate drying. Water-damaged walls and floorboards will need to be thoroughly dried, and drywall will likely have to be thrown away. All wet insulation, carpet, and similar items will also have to be thrown away. If you are cleaning personal items, there will be some hard choices to make. Cloth materials can normally be cleaned by laundering them several times to remove the impact of the water. Many other porous items, such as couches, stuffed animals, papers, and some older pictures, will have to be thrown away if they have been in the water for longer than 48 hours. Remember, it is better to throw something away than have it become a source of mold in the future. The long-term health issues associated with mold can be reduced by ensuring that a proper cleanup is done.  If you suspect you have a mold problem from hidden water damage, it is always best to hire a qualified and experienced specialist that is knowledgeable in the latest water extraction and drying methods. If your home was flooded for longer than 48 hours, you will probably need to consult a Certified (IICRC) Water Damage Restoration Professional. A proper inspection can help detect water intrusion issues early, saving thousands of dollars in repairs costs. Some of this information was quoted from an article called “Is Indoor Mold Contamination a Threat to Health?” by Harriet M. Ammann, Ph.D., D.A.B.T. – Senior Toxicologist at Washington State Department of Health, Olympia, Washington. Is Indoor Mold Contamination a Threat to Health.pdf Download Or for a full copy of her report in Microsoft Word format CLICK HERE Mold In The News //theforagerpress.com/bookstore/blackmold/moldnews.htm MINNESOTA Investigating and Remediating Mold in Minnesota Public Schools – State Dept. of Health Molds In Our Environment //www.cdc.gov/mold/faqs.htm Health Effects of Mold //www.weather.com/activities/health/allergies/mold/health_effects.html Frequently Asked Questions about Black Mold //theforagerpress.com/bookstore/blackmold/moldfaq.htm Mold In The News //theforagerpress.com/bookstore/blackmold/moldnews.htm MINNESOTA Investigating and Remediating Mold in Minnesota Public Schools – State Dept. of Health...

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