Flood Damage

Flood and Water Damage Restoration MN

Flood and Water Damage MN – Wondering About Your Insurance Coverage For Water & Flood Damage? The spring thaw may seem a long way off. But it’s not. It is often said about Minnesota that we have two seasons—winter and road construction! With spring rains and spring flooding just around the corner, and there are things people can be doing today to help ensure they’re as prepared as possible should flooding occur in their area. The first thing people should consider – even those in low-risk flood zones or areas which have never flooded before – is purchasing flood insurance. According to an interactive tool on NFIP’s website just 2 inches of water could cost you $7,800 in cleanup. And over the past 10 years, the average flood claim has amounted to over $33,000. Flood Safety Awareness Week is March 12-16 Learn more about flood risks and what steps you can take before, during and after a flood. You may figure that if you are in a serious flood that federal disaster assistance will pay for your damage, right? Wrong! Federal disaster assistance comes in the form of a low-interest loan, not a grant, and only if the President formally declares a disaster. You are eligible to purchase flood insurance as long as your community participates in the National Flood Insurance Program. Check the Community Status Book to see if your community is already an NFIP partner. Consumers should be aware that flood insurance policies generally take 30 days to go into effect. For more information on flood insurance, and to find out your flood risk, visit www.floodsmart.gov. FLASH_Insurance_Guide Does Homeowners Insurance Cover a Flooded Basement? Here’s a question thousands of homeowners and renters will be asking now that Spring is just around the corner.  Will insurance cover the water damage in my basement? Unfortunately for most the answer is “probably not.” Standard Homeowners’ insurance does not cover damage from flooding, so unless you have a specific flood insurance policy, you will have to foot the bill for any water damage from the recent rains. The Insurance Information Institute offers this rule of thumb: water that comes from top down (ice dams, for example) is generally covered, but when water comes from the bottom up, such as in flooding, it’s not covered. Homeowners Insurance Is Not Flood Insurance! Only Flood Insurance Will Cover Your Flood Losses If an individual relies on a homeowners insurance policy to cover whatever flood damage occurs, the result will not be favorable to the property owner. Only flood insurance will cover such losses. Because flood insurance has a 30-day waiting period, property owners should not let an imminent flooding force a decision to obtain this insurance. There are two basic insurance policies that deal with a homeowner’s damage due to water — a flood insurance policy and a homeowner’s insurance policy. Losses not covered by one of these policies may be covered by the another policy. Knowing the losses to which your home could be exposed will help you decide whether to buy one or both of these insurance coverages. While insurance policies may differ in the coverages provided, often there are basic features common to all policies. The homeowner should ask his or her insurance professional about the specifics of one’s specific insurance policy. In the meantime, the following general information is based on standard insurance policies. Flood Insurance As the name implies, a standard flood insurance policy, which is made available by the National Flood Insurance Program, provides coverage up to the policy limit for damage caused by flood. The dictionary defines...

Read More

Water Damage Restoration | Flood Damage Repair Minneapolis MN

Water Damage Repair and Restoration Minneapolis Years ago water damage restoration was really primitive compared to how it is done today.  To say an industry has come a long way is an understatement. After years of careful analysis, today’s drying techniques are based on objective factors like: building size, type and amount of moisture present and materials involved. Precise instruments are used to measure the drying progress so that the technician is sure all moisture has been removed. There are a variety of equipment and solutions available to the contractor to remove water. A professional water damage restoration contractor should select the structural drying equipment in a scientific method based on materials, size of the water damage area, and the class and category of the water damage. Water Damage Is Classified by Category and Class of Damage: Category The Category of the water loss is based on the waters point of origin: CATEGORY 1 – Originates from a source that does not pose a substantial harm to humans. (Water from faucet, garden hose, water heater, water supply line etc.) CATEGORY 2 – Contains an elevated level of contamination and has potential to cause discomfort or sickness if consumed by or exposed to humans. (Water from dishwasher, washing machine, laundry tub, water softener etc.) CATEGORY 3 – Contains pathogenic (disease causing) agents and is grossly unsanitary.”Black water” includes sewage and other contaminated water sources entering or affecting the indoor environment. (Water from drains, rivers, lakes, oceans etc.) If Category 2 water is not removed promptly from the structure, it may be reclassified as Category 3. CLASS The Class of the water loss is based on the size and items affected: CLASS 1 – Slow rate of evaporation – (Least amount of water) Water losses that could affect only part of a room or area; or even large losses containing low permeability/porosity materials (e.g. plywood, particle board, structural wood, VCT, concrete.) Little or no wet carpet and/or cushion is present. Minimum amount of moisture can be held in the remaining structural materials. CLASS 2 -Fast rate of evaporation – (More water than class 1) Water losses that affect the entire room of “carpet and pad.” Water has wicked up the walls as much as 24 inches. There is moisture remaining in structural materials (e.g. plywood, particle board, structural wood, VCT, concrete.) Due to the amount of water held in dirt or mud, Crawl spaces in most circumstances, will also fit under Class 2. CLASS 3 – Fastest rate of evaporation – (Most amount of water) Water may have come from overhead. Everything is wet. Must have carpet and pad. Ceilings, walls, insulation, carpet, cushion, and sub floor in virtually the entire area are saturated. CLASS 4 – Specialty Drying Situation- (Same amount of water as a Class 1 ) These losses involve wet materials with very low permeability/porosity ( e.g. hardwoods, sub floor, plaster, brick, concrete, stone ) Class 4 differs from a Class 1 due to the deep pockets of saturation that require the use of a desiccant or low grain dehumidifier to achieve the low specific humidity. Even then, the Class 4 drying job will take longer to dry than a typical Class 1. Specialized Training When you are evaluating a water damage professional, it is best to look for a company that has the following: 1- Certification and training from an independent body like the IICRC. These individuals have been exposed to the basic and in some cases advanced methods of structural drying. They have attended several specialty drying schools where we were certified by the IICRC –...

Read More

Minnesota Flood Damage Cleanup, Repair and Restoration

Water Damage MN | MN Water Damage Extracting, Drying & Disinfecting Water Damage To Home in Richfield MN It is any homeowners worst nightmare; WATER DAMAGE! Coming home to a flooded basement, broken or burst pipes and sewer or septic backups or even water damage from an ice dam is a bad day for anyone. It is a disastrous situation.  This home in Richfield Minnesota had a severe foundation issue.  The entire lower level was flooded in 2 feet of standing water.  The sheetrock had to be completely removed. Drywall, insulation, and in some cases ceilings should be removed and replaced. It takes a long time for water under vinyl floors, and in the walls, to dry out. While they are wet, two things are happening. Water spreads up the walls and insulation much higher than the flood water level due to a process called “wicking.” As the water spreads through the walls and insulation, mold quickly develops. With the mold established in the drywall and insulation, it will grow anytime in the future that the humidity is high enough. Just sealing the surface with paint, polyurethane, or fiberglass is not adequate. Removing the drywall and insulation was the only way to determine the extent of wicking. Water Damage Restoration Is A Job For The Professionals Water damage restoration is not a simple process and involves many stages using high powered machinery and expert knowledge so as not to cause further damage.  A professional water damage restoration contractor will use innovative methods for water extraction and removal that involves drying of carpets, rugs, mats, floors and walls to deodorizing and disinfecting effect that restores your damaged areas. Water Removal Equipment Moisture detectors, hygrometers and other meters measure the extent of moisture saturation. Infrared camera may be used to identify water location for thorough water removal. Submersible and commercial grade pumps for continuous pumping of high-level water. Truck mounted and portable extraction units perform efficient water removal. Sanitizing Agents, Germicides, & Anti-Microbial Treatments Deodorization products control odors from excessive moisture. Disinfection products stop the growth of bacteria, fungi, mildew, and other harmful microorganisms. State-of-the-Art Drying Equipment Drying equipment helps prevent property water damage like swelling and warping of floors, walls and furniture. Industrial grade dehumidifiers minimize secondary water damage. High-speed air movers create airflow across walls, carpets, pads and furniture, evaporating moisture. Some situations call for special drying techniques that require other state of the art equipment and training. Initial scoping needs to be done to determine how extensive the water damage is. Water always seeks equilibrium with its environment and wet always goes to dry, if it can. Just finding the extent of water damage on the floor isn’t enough. The water damage needs to be mapped to determine how far up the walls it has wicked, and how far down into the substrate the water damage has gone, including possibly entering the crawlspace in a conventional foundation. This can’t be done by touch. Very specialized water damage inspection tools and meters will be required, and an experienced water damage professional has them. A thorough understanding of water damage demands every water damage contractor be familiar with the “science of drying” also called psychrometry. Ask your water damage contractor what the dry standard is of each structural component suffering potential water damage. With proper water damage inspection tools and water damage experience, he should be able to tell you on a scale of 100 points the moisture content of the water damaged materials. If he can’t, call a different water damage restoration professional.  Make sure your water damage restoration contractor draws a “moisture...

Read More

Water and Flood Damage Repair and Restoration MN

Emergency Water Damage Repair Services MN Restoring your home or business after water damage is a frustrating experience. Fortunately, natural disasters don’t occur every day, and hopefully you’ll never have to deal with water damage from rising water or flooding. However, simple plumbing leaks or overflows, broken or burst pipes and sewer or septic backups are far more common. While dealing with water damage may seem fairly simple (mop or wet vacuum; fans used to promote evaporation), unfortunately, this fails to consider the degree to which water can penetrate into structural cavities and assemblies, creating trapped pockets of saturation. Too late, property owners become aware of the on-going effect of this trapped water on structural and contents materials, which may include: discoloration, warping, splitting, delamination, and musty odor and mold growth. Church in Ogilvie MN Water Damage In this example, the water main broke in their building, creating quite a water damage emergency.  Humidity level was high and had to be controlled to prevent further damage. To dry the entire structure, all the water had to be extracted from the entire building. Moisture and its effects in your house or business can cause a lot of harm, like the growth of mildew and mold, and dry rot, and if not cared for it can carry with it seriously large problems if not skillfully extracted. Any drying being done must be Done Right to see to it that there aren’t any environments which promote and allow hazardous materials to flourish, taking your home or business and turning it into an problematic one that will only get bigger if not cared for. Most of the damages can be minimized thereby reducing major expenses, by quick and timely action. Every delay is only going to make matters worse.  Cleaning it up quickly will restore your property and protect your health. 24 Hour Emergency Water Damage Removal MN The consequences of ineffective restoration – including possible health effects – are far too great to leave water damage improperly restored. Most property owners are not familiar with the essential steps and tactics for proper restoration, and naturally, they have a lot of questions. That’s where you need the help of a certified Minnesota water damage expert that can and will dispatch a crew to your home within the hour to do an evaluation!!! He or she will be qualified through formal training and experience to remove excess water efficiently, to promote efficient evaporation and to establish the dehumidification conditions necessary to stop on-going damage. They will have the proper state-of-the-art equipment, such as Fans, Dehumidifiers, Air Scrubbers, Ozone Machines, Desiccants that can save most...

Read More

Minnesota Water Damage Repair Edina MN

Edina MN Water Damage Repair and Restoration Molds, mildew and fungi are present everywhere…inside and outside. Furniture, carpet, books, even the air we breathe is full of spores. Humid, dark places with little air circulation promote the rapid growth of these fungi. Eating, relaxing and sleeping in a home full of allergy antagonists like mold, mildew and fungus presents your body with additional challenges which may lead to a worsening of your symptoms. Over 50 molds are considered problematic, including Stachybotrys, more commonly known as “black mold”. Pulmonary hemosiderosis has been linked to toxic mold exposure by the CDC. Water Damage and Your Health – The Hidden Dangers Mold can grow behind walls and even dead molds can make you sick. Mold can be found in homes, hospitals, schools and office buildings and may not be easily noticeable. All parts of the country are affected by mold and areas where moisture or heavy rain prevails, are more susceptible to mold, mildew and fungal growth. Mold Causes and Symptoms Molds typically grow in homes and buildings affected by water damage and are a potential cause of many health problems including asthma, sinusitis, and infections. People sensitive to molds are particularly uncomfortable on cloudy, rainy, damp days. Molds may also play a major role in cases of sick building syndrome and related illnesses. Allergic reactions can be caused by molds. The most reliable physical findings of mold allergy are dyshidrotic eczema, accompanied by tiny blisters on the palms of the hands. Other symptoms are nummular eczema that looks like ringworm. “But I don’t SEE any mold!” Stachybotrys-behind-vinyl-wallpaper Most of the people who call say those very words. But not all mold problems are as obvious as we would like them to be. In fact, the most costly mold related repairs are caused by mold that no one knew was there. Unnoticed, mold can rapidly spread exponentially inside walls, under floors, above ceilings, and deep into heating and air conditioning vents. By the time hidden mold is detected, it can cause thousands of dollars in property damage and pose significant health risks. Hidden Mold Mold growing on the back side of wallpaper Emergency Water Damage Cleanup The thing you need to fight water damage and flooding is to hire a professional water damage restoration company. A Minnesota Water Damage Restoration Expert utilizes state of the art equipment in removing as much water as possible, and then begins drying the area with our high velocity fans, dehumidifiers, desiccant equipment and ventilation systems. Restore a Healthy Environment To Your Home Moisture and its effects in your house or office can cause a lot of harm, like the growth of mildew and mold, and dry rot, and if not cared for it can carry with it seriously large problems if not met fast and skillfully extracted. They can restore a healthy environment to your home or office if you happen to find yourself up an indoor creek without a paddle. Any drying being done must be Done Right to see to it that there aren’t any environments which promote and allow hazardous materials to flourish, taking your home or business and turning it into an problematic one that will only get bigger if not cared...

Read More

Minnesota Water Damage Repair | Emergency Water Damage Services!

Water Damage!!!  Immediate Steps YOU Must Take! If your home is damaged by water, there are some immediate steps YOU must take to begin the water damage cleanup process.  Most of the damages can be minimized thereby reducing major expenses, by quick and timely action. Every delay is only going to make matters worse. Any drying being done must be Done Right to see to it that there aren’t any environments which promote and allow hazardous materials to flourish, taking your home or business and turning it into a more problematic one that will only get bigger if not cared for. AVOID THE HAZARDS!  Be extremely careful of the deadly combination of water and electricity. Also be careful of slippery wet carpets and floors. Stay away from raw sewage backups, which can contain nasty bacteria and can be extremely harmful to your health. STOP THE SOURCE!  If you haven’t located the source of running water, call us immediately and we will guide you through the appropriate steps (It is crucial to know what to do!) REMOVE FURNITURE!  Wood furniture will cause stains which cannot be removed. Rust stains from metal are difficult to remove and may be permanent. Items that are not in direct contact with the water can still be damaged. This means, until the water and humidity are restored to normal, everything in the house must be removed.  95% of water damage jobs are restorable and most of the 5% which aren’t restored are caused by not doing this. So move all furniture that is even near water and place something under the legs. TAKE IMMEDIATE ACTION!  24 hour emergency response teams on call now.  You will always be answered by a staff member. We will respond immediately and help you get back on track fast.  You will NOT get an answering service, but a certified water damage expert that can and will dispatch a crew to your home within the hour to do a free evaluation!!! 24 Hour Emergency Service If your home or business has sustained ANY type of water damage, you need to have a qualified Minnesota restoration company that does Water and Flood Damage Cleanup. They will have the proper state-of-the-art equipment to clean up any water damage, such as Fans, Dehumidifiers, Air Scrubbers, Ozone Machines, Desiccants that can save most valuables. You should never attempt water damage cleanup on your own or conduct your own assessment, as entering your home after a fire or flood can be extremely dangerous. Don’t be fooled into thinking any wet/dry vac can do the job. Water damage restoration must be done thoroughly to prevent any health...

Read More
Page 3 of 912345...Last »