Water Damage Mold In Your Minnesota Home Part 1

Posted by on Dec 14, 2011 in Flood Damage, Water Damage Repair, Water Damage Restoration | Comments Off on Water Damage Mold In Your Minnesota Home Part 1

 Water Damage Mold Chlorine Bleach is Not Effective in Killing Mold According to the EPA – “Biocides (like chlorine bleach) are toxic to humans as well as mold! (1) The object to killing mold is to kill mold at its “roots”.  Mold remediation involves the need to disinfect wood and wood-based building materials, all of which are porous materials. Thus, chlorine bleach should not be used in mold remediation as confirmed by OSHA’s Mold Remediation/ Clean Up Methods guidelines. The use of bleach as a mold disinfectant is best left to kitchen and bathroom countertops, tubs and shower glass, etc. (2) Chlorine Bleach does kill bacteria and kill viruses, but has not been proven effective in killing molds on non-porous surfaces.  Bleach itself is 99% water.  Water is one of the main contributors of the growth of harmful bacteria and mold.  Current situations using bleach re-grew and regenerated mold and bacteria twice the CFU counts than were originally found before bleaching, within a short period of time. Bleach is an old method used for some bacteria and mold. It is the only product people have known for years. The strains now associated within Indoor Air quality issues are resistant to the methods our grandmothers employed to clean-up mold. (3) What potential mold ‘killing’ power chlorine bleach might have, is diminished significantly as the bleach sits in warehouses, on grocery store shelves or inside your home or business 50% loss in killing power in just the first 90 days inside a never opened jug or container. Chlorine constantly escapes through the plastic walls of its containers. (4) The ionic structure of bleach prevents Chlorine from penetrating into porous materials such as drywall and wood—it just stays on the outside surface, whereas mold has enzyme roots growing inside the porous construction materials—however, the water content penetrates and actually FEEDS the mold—this is why a few days later you will notice darker, more concentrated mold growing (faster) on the bleached area. (5) Chlorine Bleach accelerates the deterioration of materials and wears down the fibers of porous materials. (6) Chlorine Bleach is NOT registered with the EPA as a disinfectant to kill mold. You can verify this important fact for yourself when you are unable to find an EPA registration number for killing mold on the label of any brand of chlorine bleach. (7) Chlorine bleach off gases for a period of time. Chlorine off gassing can be harmful to humans and animals. It has been known to cause pulmonary embolisms in low resistant, and susceptible people. (8) Chlorine bleach will evaporate within a short period of time. If the area is not dry when the bleach evaporates, or moisture is still in the contaminated area (humidity, outside air dampness), you could re- start the contamination process immediately and to a greater degree. (9) Chlorine is a key component of DIOXIN.  One of the earliest findings of dioxin’s toxicity in animals was that it caused birth defects in mice at very low levels. This finding led to dioxin being characterized as “one of the most potent teratogenic environmental agents”. The first evidence that dioxin causes cancer came from several animal studies completed in the late 1970’s. The most important of these, published in 1978 by a team of scientists from Dow Chemical Company, led by...

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Water Damage – Will Your Home Insurance Policy Pay For Water Damage? Part 2

Posted by on Dec 12, 2011 in Flood Damage, Water Damage Repair, Water Damage Restoration | 1 comment

Is Your Home Insured Against Water Damage? Will My Insurance Cover It? Yes. No. Maybe. The single most confusing element related to water damage is what is and is not covered. Find out what you have, or don’t have, and learn what you need when it comes to water damage and your insurance. Continued from MN Water Damage – Will Your Home Insurance Policy Pay For Water Damage? Part 1  We will try to clarify some of these points in this blog. Common Water Damage Insurance Scenarios Here are some common causes of water damage. Find out if you are covered by your insurance policy if you face any one of these common scenarios. Scenario 1: If your water pipes froze due to the cold weather and burst, flooding your home with tap water. In this scenario, most homeowners insurance plans will cover you on a conditional basis. If the house was unoccupied when the incident happened and the pipes burst because you forgot to turn on the heat before leaving, some policies may not cover the damage. This is because the incident may have been easily prevented had it not been for your negligence. Scenario 2: Your washing machine or dishwasher overflows and floods your basement, laundry room, or kitchen. In this scenario, the decision depends on the reason what caused the water appliance involved to malfunction. If the damage was accidental or was due to some defect in the appliance, your policy may cover the water damage repair, but not the repair for your appliance. However, if the problem was caused by your lack of maintenance, your policy may not cover it. Scenario 3: Your sewage system backed up and flooded your basement. Basic home insurance policies do not cover basement floods caused by sewage water damage. Most companies frown upon sewer backups because the water involved is black water or is highly contaminated. In fact, several policies specifically list sewer backups under its exclusions. Thus, if you want to be protected from this, you will have to pay extra for special coverage. You can use the following list as a general guide to what is and isn’t covered or simply refer to the Summary of Coverage (PDF 108K) to help you better understand your policy and coverage. Scenario 4: Water seeps through your basement foundation and damages your home’s foundation and basement interior. Water seepage problems are not covered by homeowners insurance plans. This is because seepage only occurs if you failed to have foundation waterproofing installed before you had your house constructed. It is not considered as sudden and accidental. Scenario 5: Heavy raining caused a nearby river to overflow and the flood enters your living room. It also damages some of your furniture. This scenario is considered as flood water damage, and is excluded from regular home insurance policies. If you want coverage for flood damage, you have to purchase an additional flood insurance rider. You also have the option to avail of federally provided flood insurance plans, which are offered by the National Flood Insurance Programs to communities participating in its floodplain management project. You can determine if your property is eligible for flood insurance by checking the NFIP Community Status Book. For Minnesota PDF 49KB Scenario 6: Fire water damage Another water...

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MN Water Damage – Will Your Home Insurance Policy Pay For Water Damage? Part 1

Posted by on Nov 29, 2011 in Flood Damage, Water Damage Repair, Water Damage Restoration | Comments Off on MN Water Damage – Will Your Home Insurance Policy Pay For Water Damage? Part 1

Water Damage | Water Damage Insurance Water damage cleanup, repair and restoration can be a costly operation, and surely you’d want to receive financial help from your home insurance policy. In fact, water damage is one of the top reasons why most home insurance plan holders make claims. Unfortunately, home insurance tends to be tricky when it comes to water damage, which is why many people have had negative experiences when claiming insurance benefits for their water damaged house. The biggest challenge in making a water damage insurance claim lies in determining whether your water damage problem is covered by your policy. But even if you are uncertain about whether your insurance plan will cover your water damage expenses, it is still best to report any water damage incident to your provider. Water Damage Insurance Reporting Even in the panic of finding your home flooded, don’t forget to call up your insurance company to report the damage. Ask them about the step by step process they require in making a claim, and you may also ask for some recommendations on which water damage companies you can trust. You are not obliged to heed their advice, but there’s no harm in including the recommended companies in your comparisons when you ask for quotes. If you have had any kind of water intrusion, a proper inspection by a Certified (IICRC) Water Damage Restoration Professional can help detect water intrusion issues early, saving thousands of dollars in repairs costs. After receiving your report, your insurance company will most likely send an agent out to evaluate and document the loss, but in the meantime, before you or your water damage restoration service start the cleanup, take pictures of your water damaged home. After extracting the water, you should also take pictures of your water damaged floors. Take individual photos of everything that get damaged, including water damaged ceilings and walls, furniture, and even small loose items. These photos will come in handy when you make a claim; some homeowners have even taken videos. While taking pictures, write down these damaged items in a list. The goal is to give your insurance company a clear idea of the full extent of the damage. Other documents that can help make your claim stronger include cost estimates, a complete water damage report, and receipts of repairs, restoration, and even sanitizing services you used. If your insurance agent and water damage repair company comes up with a different cost estimates, they will have to agree on a single amount, usually halfway between their estimates. Just make sure nothing is compromised in terms of the complete repair and restoration your home will need. Homeowners Insurance on Water Damage – What’s Covered and What’s Not Since policies cover different types of losses, insurance companies have different standards, and water damage is caused by many reasons, not all water damage incidents are automatically covered. Water damage incidents that are covered are those that occur due to material defects such as dishwasher malfunctions or burst pipes, and those that are accidental in nature. However, insurance companies will not pay for damage caused by neglect, carelessness, or poor maintenance. There are exceptions, though. There are sudden and unexpected reasons that are beyond your control that insurance agencies nevertheless exclude from their basic coverage....

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Basement Water Damage MN | Minnesota Flooded Basement

Posted by on Nov 24, 2011 in Flooded Basement Repair, Water Damage Repair, Water Damage Restoration | Comments Off on Basement Water Damage MN | Minnesota Flooded Basement

Basement Water Damage Can Cost You More Than You Think It always happens suddenly, and without warning … Toilets overflowing, household appliances malfunctioning, water pipes breaking, leaking roofs or windows … And now you have to make a decision: “Do I submit a claim to my insurance company? If it’s not a covered loss, do I try to clean it up myself?” Here are some important things to keep in mind: Water in the Basement Can Cost You The Sale of Your Home DON’T WAIT! The longer the affected areas are wet, the greater the amount of damage. Water doesn’t just sit there … it spreads. If carpeting is involved, it doesn’t take long for it to seep into the pad, the subflooring, then up the walls or paneling. Once those are damp, the potential for mold and mildew growth is just hours away. DON’T EXPECT IT TO “Air-Dry!” One of the most common problems encountered comes from the homeowners decision to “see if it’ll just dry out by itself.” Because of the potential health hazards, that means you have to discard the carpet and pad, and replace with new – An expensive proposition that could have been avoided! Even if it’s a “covered loss,” your insurance may deny your claim because you waited too long! Water in the Basement Can Cost You The Sale of Your Home THINKING ABOUT SELLING YOUR HOME IN THE FUTURE?  Then keep in mind that you have to disclose information on past water damage, and you will have to prove it was properly remediated. If mold is present in the home, the potential buyer may not be able to obtain insurance! You may not even be able to sell your home!  Therefore, don’t take any chances! Call a Minnesota Water Damage Restoration Expert right away! The key is getting it dry as fast as possible! Preventing Water Damage In Your Home Unexpected water in your basement can damage walls and floors, destroy carpeting, ruin furniture and lead – pretty quickly – to mold. And perhaps the most upsetting of all: As basements are so often used for storage, water downstairs can ruin irreplaceable items like photo albums, antiques, and family heirlooms. The first signs of water damage might seem trivial: a drip here, a drop there – nothing that can’t be dried with a towel. But warnings like water stains on the ceilings or a leak under the kitchen sink can lead to real problems like a weakened roof or rotten floorboards. Burst pipes can damage your furniture and other personal possessions, and flooding can very quickly lead to problems with mold. Why take a chance? Learn where your home is most likely to suffer water damage, and what you can do to help prevent...

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Water Damage Cleanup Repair and Restoration MN

Posted by on Nov 22, 2011 in Flood Damage, Water Damage Repair, Water Damage Restoration | Comments Off on Water Damage Cleanup Repair and Restoration MN

Minnesota Water Damage Repair and Restoration Sometimes water damage is caused by an incident – a water pipe breaks, bad weather causes exposure or ice dams leave you with roof damage. Other times water damage develops over time – and that can be more difficult to diagnose. Water damage comes in a variety of ways and quantities, from simple seepage through cracks in the floor or foundation, leaky water heaters, and overflowing toilets or sinks to broken pipes, backed up sewers or septic systems, and outright floods from lakes and rivers. Signs That Your House Has Water Damage No matter what the source or cause, unwanted water can do enormous damage to your belongings and property. Here are some typical signs that you have or soon will have troubles: Leaky windows: often a sign of incorrect window installation Discoloration on ceiling or walls: often a sign of leaky roof, possibly due to ice dams in the winter Rotting wood on roof: can be caused by poor water drainage away from the roof when kick out flashing allows water to rot out the wood beneath Apparent water seepage on the exterior of the house: can be caused by below grade materials, which allows water to wick up a wall from the ground up Remediation Water Damage Restoration Assessment The first step to water damage restoration is to fix the problem; the second step is to reconstruct your room or house so that it looks and feels better than new. A Water Damage Restoration Expert will go into your house to assess the damage and create a plan for cleaning up the mess and correcting any causes of problems. A water damage restoration company takes an assessment of your home to determine the extent of the water damage to your home. This assessment includes both internal and external aspects of your home, from the most obvious damages to the most inconspicuous ones. The assessment a water damage restoration company takes is very important, as it helps them develop an accurate cost estimate for the cleanup, repair, and restoration costs to return your home to its former state. To ensure you obtain the best estimate possible, it can be helpful to understand some of the things included in a water damage assessment. One of the main aspects of a water damage assessment includes a checklist for any structural damage your home has endured. A water damage restoration company looks for the following things when assessing your home’s structure: Roof—collapsed parts of your roof, missing or ruined shingles, bent or damaged gutters, cracks or damaged chimneys, or stained or cracked surfaces on your home’s exterior Exterior walls and windows—collapsed walls, broken or damaged windows, wet exterior walls in your home, and signs of water leaking through windows in your basement Front and back yard—flooded parts and ruined plants Attic—wet or cracked ceilings, walls, and floors, wet insulation on walls and floors, and wet or ruined ducts and vents Rooms—wet or cracked ceilings, walls, and floors, destroyed electric jacks and phone jacks, damaged or warped wood, and broken or cracked windows and doors Bathrooms—damage to bathtubs, stains on sinks and countertops, and leaky or slumping areas on the ground around your toilet Basement (if applicable)—wet or cracked foundation, walls, and floors and discolored or...

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24/7 Water and Flood Damage Cleanup | Flood Damage Repair MN

Posted by on Nov 17, 2011 in Flood Damage, Water Damage Repair, Water Damage Restoration | Comments Off on 24/7 Water and Flood Damage Cleanup | Flood Damage Repair MN

Water Damage Restoration | Flood Damage Restoration MN Just a few inches of water from a flood can cause tens of thousands of dollars in damage. Over the past 10 years, the average flood claim has amounted to over $33,000. Flood insurance is the best way to protect yourself from devastating financial loss. Flood insurance is available to homeowners, renters, condo owners/renters, and commercial owners/renters. Costs vary depending on how much insurance is purchased, what it covers, and the property’s flood risk. Residential Flood Insurance – Water Damages What’s Covered and What’s Not Flood insurance policies cover physical damage to your property and possessions. Basic flood insurance policies cover structures only. If you want to insure your personal belongings against flood damage, you must buy separate coverage. Water Damage- Test Your Water IQ Building Property The insured building and its foundation Electrical and plumbing systems Central air conditioning equipment, furnaces, and water heaters Refrigerators, cooking stoves, and built-in appliances such as dishwashers Permanently installed carpeting over unfinished flooring Permanently installed paneling, wallboard, bookcases, and cabinets Window blinds Detached garages (up to 10 percent of Building Property coverage) Detached buildings (other than garages) require a separate Building Property policy Debris removal Personal Contents Property Personal belongings, such as clothing, furniture, and electronic equipment Curtains Portable and window air conditioners Portable microwave ovens and portable dishwashers Carpets that are not included in building coverage Clothing washers and dryers Food freezers and the food in them Certain valuable items such as original artwork and furs (up to $2,500) What’s Not Covered: Damage caused by moisture, mildew, or mold that could have been avoided by the property owner Currency, precious metals, and valuable papers such as stock certificates Property and belongings outside of an insured building such as trees, plants, wells, septic systems, walks, decks, patios, fences, seawalls, hot tubs, and swimming pools Living expenses such as temporary housing Financial losses caused by business interruption or loss of use of insured property Most self-propelled vehicles such as cars, including their parts (see Section IV.5 in your policy) Flood Insurance for Basements and Areas Below the Lowest Elevated Floor Coverage is limited in basements regardless of zone or date of construction. It’s also limited in areas below the lowest elevated floor, depending on the flood zone and date of construction. These areas include: Basements Crawlspaces under an elevated building Enclosed areas beneath buildings elevated on full-story foundation walls that are sometimes referred to as “walkout basements” Enclosed areas under other types of elevated buildings Make sure to ask your agent for additional details on your basement coverage. You can use the following list as a general guide to what is and isn’t covered or simply refer to the Summary of Coverage (PDF 108K) to help you better understand your policy and coverage. The Cost of Flooding Find out what a few inches of flood water can cost in damage. To be covered, the flood must also be a temporary condition, and cover two or more acres or two or more properties The National Flood Insurance Program (NFIP) offers coverage in approximately 20,000 communities in the U.S. You can determine if your property is eligible for flood insurance by checking the NFIP Community Status Book. For Minnesota PDF 49KB Flood and Sewage Damage Flood damage...

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Minnesota Flooded Basement? You Need It Done Right!

Posted by on Nov 15, 2011 in Flood Damage, Flooded Basement Repair, Water Damage Repair, Water Damage Restoration | Comments Off on Minnesota Flooded Basement? You Need It Done Right!

Water Damage Flood Damage Repair and Restoration One of the worst nightmares a homeowner can have is a flooded basement! Not only is it a horrible inconvenience, it can also significantly lower the value of your property. A professional evaluation is needed to better ascertain the extent of the potential damage that may be lurking in your home or building. Hire a professional Minnesota Water Damage Restoration Company to determine the cause of potential damage and provide a specific remedy for effective removal. Water Damage To Your Home In other situations, a water pipe may burst, and air conditioning leak, moisture intrusion, backed up septic tank or sewer line, or a sump pump may malfunction while you’re away on vacation and do serious water damage to your home and possessions. Water damage can be hazardous to your health if the proper, effective identification (Cat 1-3), professional analysis and remediation are not taken into effect. You Need A Minnesota Water Damage Restoration Professional If there’s water in your basement, and you need it Done Right, you need an expert that is experience in dealing with mold, mildew, fungus and water that might be contaminated. Keep you and your family safe. A Minnesota water damage restoration professional will have the skills to have your basement available to you again in no time at all. If your home or business has sustained ANY type of water damage, you need to have a qualified Minnesota restoration company that does Water and Flood Damage Cleanup. They will have the proper state-of-the-art equipment to clean up any water damage, such as Fans, Dehumidifiers, Air Scrubbers, Ozone Machines, Desiccants that can save most...

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Home Inspection – Disclosing Water Problems When Selling Your House

Posted by on Nov 10, 2011 in Flood Damage, Flooded Basement Repair, Water Damage Repair, Water Damage Restoration | Comments Off on Home Inspection – Disclosing Water Problems When Selling Your House

Buying or Selling A Home? Get An Inspection! The purchase of a home is one of the largest single investments you will ever make. You should know exactly what to expect — both indoors and out — in terms of needed and future repairs and maintenance. A fresh coat of paint could be hiding serious structural problems. Stains on the ceiling may indicate a chronic roof leakage problem or may be simply the result of a single incident. It can also be an indication of water and mold damage from basement flooding. Why Do I Need An Inspection? The inspector interprets these and other clues, and then presents a professional opinion as to the condition of the property so you can avoid unpleasant surprises afterward. Of course, an inspection will also point out the positive aspects of a building, as well as the type of maintenance needed to keep it in good shape. After the inspection, you will have a much clearer understanding of the property you are about to purchase, and be able to make your decision confidently. Truth-in-Housing Evaluations Truth-in-Housing Evaluations, which are also known as Time-of-Sale Evaluations in some cities, are required by city ordinance in a number of communities. Minneapolis, St. Paul, Maplewood, Bloomington, South St Paul and Hopkins all require that an independent evaluator, licensed by the city, perform the evaluation. The report is required to be on display at the house when it is shown for sale. The evaluation of the home is based on each city’s housing code. Most of the cities require that some repairs of hazardous items be made. What Is a “Truth-in-Housing” Report? Some Minnesota cities require a Truth-in-Housing Report that tells you the condition of the home based on the city’s housing code standards. The report is completed by a licensed evaluator. Some cities have limited requirements to meet, so don’t rely on this report alone. Minneapolis Truth-in-Sale Inspection | Home Inspection and Water Damage Most communities that have this ordinance do not require the seller to make repairs. The intent of the report is to provide prospective home buyers with thorough, accurate information to assist them in making a good decision about buying a home. When a Truth-in-Housing Report is required, the seller must provide the report to all prospective buyers at the time of the showing. If you have questions about a Truth-in-Housing Report for a particular home, contact the evaluator or the city in which the home is located. Disclosure Requirements Many states have laws about disclosing problems when selling your house. Usually these states have a standard disclosure form you can get from a real estate broker, your local library, or online. What a seller must disclose to potential buyers varies from state to state. The general rule, though, is you have to disclose any “material” or “serious” defects or problems you know about. That doesn’t mean you have to disclose every single minor problem, such as creaky floors, doors that stick, and minor cracks in the walls. Rather, if a particular problem would have a major impact on a buyer’s decision to buy or not, then you need to disclose it. Some examples of things you may see on a disclosure form include: Flooding in the basement Leaks in the roof Lead paint...

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Minneapolis Truth-in-Sale Inspection | Home Inspection and Water Damage

Posted by on Nov 8, 2011 in Flood Damage, Flooded Basement Repair, Water Damage Repair, Water Damage Restoration | Comments Off on Minneapolis Truth-in-Sale Inspection | Home Inspection and Water Damage

What To Disclose When Selling Your Home In the past, the general rule if you were buying a home was caveat emptor – Buyer Beware!  The seller wasn’t obliged to tell you whether the roof leaked or the furnace didn’t work, or even if the house was built on a toxic dump. If you were buying a home, you were supposed to figure all of that out for yourself. But in recent years, the general trend towards consumer protection has included a change in the laws of most states on what needs to be disclosed. Minneapolis Truth-in-Sale Inspection In most states, if you’re selling a home it is illegal to fail to disclose major physical defects in your property, such as a basement that floods in heavy rains. You may need to make written disclosures to indicate what you know about the condition of your home. In some states, seller disclosures are still voluntary, but even then you may want to consider telling the buyer what you know. A major cause of post sale disputes and lawsuits is defects and disclosure, and most disputes can be avoided if proper disclosures are made. This is an area of the law that changes rapidly, differs widely from state to state, and may be affected by local ordinances, so look for up-to-date information on the law that applies to you. How does the seller make disclosure? It depends. In many states, compliance with disclosure obligations is made easy through the use of seller disclosure forms. These forms consist of a long list of questions, for example whether there has been fire, wind or flood damage that required repair; if the property is in an earthquake fault zone; even whether a death has occurred on the property within the last three years. The seller must answer each question “yes,” “no,” or “don’t know.” It’s perfectly acceptable for a seller to answer a question “don’t know” – the purpose of the disclosure is to make the seller tell the buyer what the seller knows about the property, not to initiate a research project. The seller disclosure forms are usually then attached to the sale contract. Even in those states that do not require written disclosures, some real estate companies require prospective sellers to complete a disclosure form before listing the property. Other states may only require oral disclosures. If you’re buying a home, it is prudent to record any disclosures the seller makes, and even ask whether the seller is willing to make disclosures in writing. What does the seller need to disclose? In most states where disclosures are mandatory, sellers are required to disclose material facts about the property for sale – that is, anything that could affect the sale price or influence a buyer’s decision to purchase a home. This is obviously a pretty subjective requirement — a fact that is materials to one buyer may not concern another. Remember, generally you only need to disclose information within your personal knowledge. If you’re wondering whether something should be disclosed, consult a real estate agent or your property attorney. Ask yourself if you’d want to have the information if you were the buyer. If the answer is yes, then disclose. It could save you a lot of trouble down the line. There are...

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Flood Damage Cleanup – Should You Hire a Professional?

Posted by on Nov 3, 2011 in Flooded Basement Repair, Water Damage Repair, Water Damage Restoration | Comments Off on Flood Damage Cleanup – Should You Hire a Professional?

Restoring Your Home After A Flood Whether you experience three inches or three feet of water in your home from flooding, flooded basement, heavy melting ice, or maybe a burst pipe, the event is always devastating. First, you’re struck with panic over what to do and where to start. Then you’re consumed by disappointment at the sight of your damaged belongings. Next, assuming the flooding is instantly manageable and action can be taken, you snap into repair mode just to get things under control. Knowing you are in for grueling times, but fueled by pure adrenaline, you run around, shutting off water, electricity and gas feeds, filling buckets and hoisting them to a dry spot for disposal; vacuuming up water by the gallon, pumping out water with a sump and hose. Once the floor is in sight, if the flooding was minimal, you grab paper towels, washcloths, hand towels, bath towels, bed sheets, rags and anything else in your home to soak up as much of the remaining water that you can. Once you’re down to damp floor, it’s back to the indoor/outdoor vacuum, and then blasting every fan you own or could buy at the hardware store at high speed. You do this for hours and hours, hoping to draw out moisture and dry the area. And don’t forget you’ll need to run a dehumidifier for weeks until the last ounce of moisture dries up. And this is a best-case scenario. Pumps, vacuums and towels can only do so much. If the water is deep and standing for even a short time, home-made methods will do very little to resolve long-term issues because flooding brings many inherent dangers. After the water recedes, you may be left with shovels full of mud in your home — and that mud contains most of the germ-born health hazards associated with flooding. But that’s not the only danger: Attempting flood restoration on your own can also put you at risk for electrocution and structural hazards. Other risks come from outside. If you also have floodwater around the outside of your home this could cause other dangers. Although your natural instinct is to rush to pump water out of your home, you should delay this if you have standing water around the outside. The water outside creates a force against your home, and by removing the water inside your home, you also remove the equalizing pressure, which may put your home at greater risk for structural damage. Restoring Your Home After A Flood – Should You Hire a Professional? Restoring your home after a flood is a complicated process. Depending on the severity of the flood, you may have to deal with structural damage, electrical damage, and potential health hazards. Before you begin a DIY flood cleanup, ask yourself these questions: Do you have the expertise? Flood cleanup involves more than just pumping out the water and letting things dry out. During the cleanup process, you will need to manage the weakened structure of your home, mitigate health hazards from bacteria and mold, and decide what can be saved and what must be thrown away. Only then can you begin the flood repair work to make your home livable again. Do you want to do the work? Flood cleanup is dirty, often dangerous...

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