Posts Tagged "water damage emergency"

Minnesota Water and Flood Damage Equipment Rental St Paul MN

Minnesota Water and Flood Damage Equipment Rental At Your Door Within 1 Hour Direct Insurance BIlling | At Your Door in 1 Hour or Less | 24 Hour Service Having a reliable water damage emergency service prepared to respond to your call can give you the peace of mind that you know who to call in case a water disaster strikes. There are times when you have plenty of time to gather your bearings and find the best company there is to help you with the cleanup, repair, and restoration of your home. However, there are also many possible circumstances that can put your house at risk of sudden water damage. For example, a blown pipe can flood an entire floor of your house within a few hours if the flow of water is not stopped immediately. Non-stop heavy rains that go on for hours can also cause the same disastrous effects. The worst part is that you cannot control both causes; you won’t know when pipes will suddenly break for one reason or another, and you won’t know when the raining will bring some flooding with it. This is why, in most cases, water damage catches homeowners by surprise. Find A Reliable Water Damage Emergency Service Nowadays, your first source of water damage companies is the Internet, but you can also look for them in your local phone book. In case of an emergency, even though you don’t have a lot of time to choose and compare different companies, this does not mean you can just choose the first company listed on the phone book. Your water damage expert should at least meet the following basic criteria. Choosing the wrong company can be more costly for you in the end. 24-Hour Emergency Water Damage Repair and Restoration 24-hour water damage emergency service. Not all water damage companies in the phone book offer 24-hour emergency service. In case of an emergency, you need to find a company that can send experienced people to your house as soon as you call them up. Do not settle for a company that promises to send their water damage experts in a few hours. If the emergency happened at night or in the wee hours of the morning, the ideal contractor should nevertheless be there regardless of the time. This way, the repairs and restoration can start as soon as possible to keep the damage from getting worse. A few hours of delay can already make a huge difference in the amount of damage water can do to your home. When your basement has flooded, getting the water out of the air isn’t just the best option, it’s the only option. High humidity in a flooded room can cause thousands of dollars in damage to your walls and ceiling. Whether it’s a busted pipe, a plumbing leak, sump pump failure, a severe storm or a flood; water damage is a huge headache that can use the help of a trained expert. Restoration Experts are highly trained to provide you with quality equipment and know how to dry your damaged room quickly and at the lowest cost possible. Water and Flood Damage Equipment Rental Water and Flood Damage Cleanup is a big job that is best left to the pros. If the water damage is extensive, your best bet is to call a Minnesota Restoration Expert that can get your home, assess the problem, and remove the water before any additional damage can be done within 1 hour or less.  They will have the right kind of equipment for the job that can save...

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Water Damage – Will Your Home Insurance Policy Pay For Water Damage? Part 2

Is Your Home Insured Against Water Damage? Will My Insurance Cover It? Yes. No. Maybe. The single most confusing element related to water damage is what is and is not covered. Find out what you have, or don’t have, and learn what you need when it comes to water damage and your insurance. Continued from MN Water Damage – Will Your Home Insurance Policy Pay For Water Damage? Part 1  We will try to clarify some of these points in this blog. Common Water Damage Insurance Scenarios Here are some common causes of water damage. Find out if you are covered by your insurance policy if you face any one of these common scenarios. Scenario 1: If your water pipes froze due to the cold weather and burst, flooding your home with tap water. In this scenario, most homeowners insurance plans will cover you on a conditional basis. If the house was unoccupied when the incident happened and the pipes burst because you forgot to turn on the heat before leaving, some policies may not cover the damage. This is because the incident may have been easily prevented had it not been for your negligence. Scenario 2: Your washing machine or dishwasher overflows and floods your basement, laundry room, or kitchen. In this scenario, the decision depends on the reason what caused the water appliance involved to malfunction. If the damage was accidental or was due to some defect in the appliance, your policy may cover the water damage repair, but not the repair for your appliance. However, if the problem was caused by your lack of maintenance, your policy may not cover it. Scenario 3: Your sewage system backed up and flooded your basement. Basic home insurance policies do not cover basement floods caused by sewage water damage. Most companies frown upon sewer backups because the water involved is black water or is highly contaminated. In fact, several policies specifically list sewer backups under its exclusions. Thus, if you want to be protected from this, you will have to pay extra for special coverage. You can use the following list as a general guide to what is and isn’t covered or simply refer to the Summary of Coverage (PDF 108K) to help you better understand your policy and coverage. Scenario 4: Water seeps through your basement foundation and damages your home’s foundation and basement interior. Water seepage problems are not covered by homeowners insurance plans. This is because seepage only occurs if you failed to have foundation waterproofing installed before you had your house constructed. It is not considered as sudden and accidental. Scenario 5: Heavy raining caused a nearby river to overflow and the flood enters your living room. It also damages some of your furniture. This scenario is considered as flood water damage, and is excluded from regular home insurance policies. If you want coverage for flood damage, you have to purchase an additional flood insurance rider. You also have the option to avail of federally provided flood insurance plans, which are offered by the National Flood Insurance Programs to communities participating in its floodplain management project. You can determine if your property is eligible for flood insurance by checking the NFIP Community Status Book. For Minnesota PDF 49KB Scenario 6: Fire water damage Another water damage cause that almost all homeowners insurance companies frown upon is fire water damage. Such damage is excluded due to the high level of loss they often entail. Like with flood damage, fire damage will only be covered if you purchased of an additional fire insurance rider on top of your...

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Water Damage Can Happen To Your Home

Water Damage Restoration MN

Water damage can happen after just 48 hours. Act fast or drywall water damage, carpet water damage, leaky basements, and other home water damage can happen.

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