Posts Tagged "basement water damage"

Water Damage Restoration MN

Water Damage Repair and Restoration MN Water damage is one of the most common homeowner’s insurance claims in the country. Most water damages are caused due to frozen, broken or burst pipes, leaky appliances and flooded basements. These occurrences often lead people to discover the details of their home insurance policies. When It Comes To Water Damage, What You Don’t Know Can Cost You! With spring rains and spring flooding just around the corner, and there are things people can be doing today to help ensure they’re as prepared as possible should flooding occur in their area. The first thing people should consider – even those in low-risk flood zones or areas which have never flooded before – is purchasing flood insurance. According to an interactive tool on NFIP’s website just 2 inches of water could cost you $7,800 in cleanup. And over the past 10 years, the average flood claim has amounted to over $33,000. Are You Prepared for Spring Flooding? You are eligible to purchase flood insurance as long as your community participates in the National Flood Insurance Program. Check the Community Status Book to see if your community is already an NFIP partner. Consumers should be aware that flood insurance policies generally take 30 days to go into effect. For more information on flood insurance, and to find out your flood risk, visit www.floodsmart.gov. FLASH_Insurance_Guide Does Homeowners Insurance Cover a Flooded Basement? Here’s a question thousands of homeowners and renters will be asking now that Spring is finally here.  Will insurance cover the water damage in my basement? Unfortunately for most the answer is “probably not.” Standard Homeowners’ insurance does not cover damage from flooding, so unless you have a specific flood insurance policy, you will have to foot the bill for any water damage from the recent rains. The Insurance Information Institute offers this rule of thumb: water that comes from top down (ice dams, for example) is generally covered, but when water comes from the bottom up, such as in flooding, it’s not covered. Water damage can result in increased insurance rates, decreased resale value of home and property, and even health issues for years to come if not properly – and promptly – repaired. Learn how to protect yourself and your family from water related damage with these quick tips: §  React Fast. Time is of the essence. When water damage takes place it is imperative to contact a Minnesota water damage repair and restoration company as soon as possible. Don’t wait until the next morning – search for providers that offer 24/7 support! Mold and mildew can begin growing within 24 to 48 hours! Thus prompt action is important following a water-related disaster or accident. The speed with which you take action to begin the water damage restoration process will determine how much can be salvaged. §  Remove. Until all the water is extracted and the humidity levels returned to normal, it may be necessary to remove furniture and other items from the area even if they aren’t in direct contact with the water. High humidity and general unsanitary conditions may contaminate other items. Work with a reputable Minnesota water damage restoration expert that provides water extraction, sewage clean-ups, crawl space drying, structural drying, basement drying, dehumidification, odor control, sanitization, disinfecting, carpet cleaning, debris removal, emergency board-ups and mold remediation. §  Report. Extensive water related damages often require the financial support of insurance – after all, that is what insurance is for. Don’t risk the health and security of your family and investments by trying to do it yourself; instead, locate a...

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Water Damage Restoration Plymouth MN | Broken Water Pipes

Prevent Water Damage From Broken Water Pipes Water damage or basement flooding can come from a variety of sources. There could be bad weather conditions or there could be a leaky or broken pipeline.  Even a cracked foundation will result in water damage. If it was something as simple as a faucet, you can do it your self.  But, it can get more complicated when a hidden pipeline is broken. Frozen, Broken Water Pipes Can Be Home Owner Nightmare Water is capable of causing extensive damage to your home property with damage to floors, ceilings, walls, rugs, furniture and other personal property. A slight 1/8-inch crack in a water pipe can release and amazing 250 gallons of water per day. Broken Water Pipes Broken Water Pipe in a home in Plymouth MN from a pinhole leak First identify the extent of the water damage by inspecting the area for stains and softness. You also want to pinpoint the source of the problem. Pipe breaks are a leading cause of flood damage. In most cases, pipes break during freezing weather. In fact, frozen and broken water pipes rank No. 2 behind hurricanes in terms of both the number of homes damaged and the amount of claim costs in the U.S.  As temperatures fall, water expands and causes localized pressure. When the pressure becomes too great, a break occurs. This may create a pinhole leak, hairline break or large crack. Find That Leaking Pipe! The dripping water may be coming from quite a distance away and is certainly an indication of a much greater problem. If you know there is water leaking, but you cannot find the source yourself, then you should get professional help right away. These types of problems only get worse the longer they are left untreated. Broken Water Pipe in a home in Plymouth MN Pinhole leak in ceiling water pipe in the basement Removed wet sheet rock and insulation If the insulation is wet, remove it and dispose of properly. After being wet, most insulation is ineffective, but it will continue to hold moisture for a long time and will create high moisture conditions which will damage metal, masonry, and wood. Materials in your home that get wet from leaks, like sheet rock, wood and carpet, can not only result in expensive repairs but pose a serious health threat from mold and mildew. Do not attempt to dry sheetrock. It is impossible to completely remove mold from porous surfaces such as paper, Sheetrock (drywall) and carpet padding, so these materials should be removed and discarded.  Usually, attempts to dry sheetrock after a flood have been a waste of time and effort because it is labor intensive to dry interior walls and it is not possible to dry interior walls with insulation or multiple layered sheetrock. Mold resistant sheetrock may be specified when installing replacement sheetrock. • Disinfected and dried structure Drywall Water Damage If you have a sheetrock (drywall) water damage repair job due to a leaky or broken pipe, a flood or other cause you need to give it immediate attention. If mold gets in or behind drywall, it’s a serious matter. Where there has been water damage, black mold may appear, but mold can also grow in areas that are hidden. It’s common for fungus to spread to nearby areas, such as surrounding walls, floors, carpets and ceilings. The big concerns with drywall water damage repair, is being absolutely certain that you are not overlooking the true extent of the damage. Sagging or wet drywall is easy to identify and cut away. But there...

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Flood and Water Damage Restoration MN

Flood and Water Damage MN – Wondering About Your Insurance Coverage For Water & Flood Damage? The spring thaw may seem a long way off. But it’s not. It is often said about Minnesota that we have two seasons—winter and road construction! With spring rains and spring flooding just around the corner, and there are things people can be doing today to help ensure they’re as prepared as possible should flooding occur in their area. The first thing people should consider – even those in low-risk flood zones or areas which have never flooded before – is purchasing flood insurance. According to an interactive tool on NFIP’s website just 2 inches of water could cost you $7,800 in cleanup. And over the past 10 years, the average flood claim has amounted to over $33,000. Flood Safety Awareness Week is March 12-16 Learn more about flood risks and what steps you can take before, during and after a flood. You may figure that if you are in a serious flood that federal disaster assistance will pay for your damage, right? Wrong! Federal disaster assistance comes in the form of a low-interest loan, not a grant, and only if the President formally declares a disaster. You are eligible to purchase flood insurance as long as your community participates in the National Flood Insurance Program. Check the Community Status Book to see if your community is already an NFIP partner. Consumers should be aware that flood insurance policies generally take 30 days to go into effect. For more information on flood insurance, and to find out your flood risk, visit www.floodsmart.gov. FLASH_Insurance_Guide Does Homeowners Insurance Cover a Flooded Basement? Here’s a question thousands of homeowners and renters will be asking now that Spring is just around the corner.  Will insurance cover the water damage in my basement? Unfortunately for most the answer is “probably not.” Standard Homeowners’ insurance does not cover damage from flooding, so unless you have a specific flood insurance policy, you will have to foot the bill for any water damage from the recent rains. The Insurance Information Institute offers this rule of thumb: water that comes from top down (ice dams, for example) is generally covered, but when water comes from the bottom up, such as in flooding, it’s not covered. Homeowners Insurance Is Not Flood Insurance! Only Flood Insurance Will Cover Your Flood Losses If an individual relies on a homeowners insurance policy to cover whatever flood damage occurs, the result will not be favorable to the property owner. Only flood insurance will cover such losses. Because flood insurance has a 30-day waiting period, property owners should not let an imminent flooding force a decision to obtain this insurance. There are two basic insurance policies that deal with a homeowner’s damage due to water — a flood insurance policy and a homeowner’s insurance policy. Losses not covered by one of these policies may be covered by the another policy. Knowing the losses to which your home could be exposed will help you decide whether to buy one or both of these insurance coverages. While insurance policies may differ in the coverages provided, often there are basic features common to all policies. The homeowner should ask his or her insurance professional about the specifics of one’s specific insurance policy. In the meantime, the following general information is based on standard insurance policies. Flood Insurance As the name implies, a standard flood insurance policy, which is made available by the National Flood Insurance Program, provides coverage up to the policy limit for damage caused by flood. The dictionary defines...

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Water Damage Restoration Company MN | Water Damage Repair

Minnesota Water Damage Restoration Minneapolis MN Water damage cleanup, repair and restoration can be a costly operation.  In fact, water damage is one of the top reasons why most home insurance plan holders make claims.  Most water damages are caused due to burst pipes, leaky appliances and flooded basements. When your home suffers from storm damage, a flooded basement, sewage damage, immediate action is required to remove the water and minimize the damage and loss. The winters are a time when water intrusion into your home has an added opportunity to occur when it snows and the temperatures remain at or below freezing for a minimum of 2-3 days. Although the first half of the 2011-2012 Winter storm season has been relatively mild, it is still possible for Old Man Winter to pack a powerful punch. Winter weather that is more severe than usual in your area can cause a number of problems ranging from water leaks to burst pipes, flooded basements, and roof collapses. These problems are frequently thought of as a northern climate problem. However, whenever an unusually cold spell occurs or a particularly heavy ice or snow accumulation builds up for the area, some buildings start getting into trouble. Ice Dams Ice dams — or ice buildup on roof eaves are all too obvious and all too familiar to Minnesota homeowners. Snow buildup on your roofs can form what are called “ice dams” and leak water into your attic. If enough moisture penetrates through your roofing materials and gets absorbed in the insulation or sheet rock, you won’t notice it until the damage has reached a level that could require a professional to remove it. If you uncover snow-related damage to your home as you are digging out from a blizzard, keep in mind the insurance industry’s approach to paying water-related damages.  Snow, after all, is but frozen water and insurers have canceled policies, reduced coverage and raised rates to fight the growing numbers of claims paid for water- and moisture-related damage. Insurers also encourage policy holders to do what they can to avoid the need for such claims. If you are a repeat “offender” with previous moisture-related claims or didn’t previously take steps to prevent or minimize snow damage and damage that could result when snow melts, you could lose your policy, get hit with higher premiums or discover the snow-related damage simply isn’t covered. Maintain Your Home Throughout A Snow Storm “Mold is an issue right now. If you didn’t clean up that puddle of water for three months and it creates mold, it gets tricky. The industry prefers that you take care of your home as much as possible. Houses that have been flooded are at serious risk for molds, especially in areas when are high humidity and temperatures provide the mold with the perfect place to reproduce before cleanup begins. Juries have awarded huge sums of money to homeowners who initiated lawsuits against their insurance companies, with most awards given to people whose insurer did not pay for moisture-related repairs in time to prevent severe mold problems. Freezing conditions such as burst pipes or ice dams, a condition where water is unable to drain properly through the gutters and seeps into a house causing damage to ceilings and walls, is covered (while the actual pipe itself is generally not covered). However, there is generally a requirement that the homeowner has taken reasonable steps to prevent these losses by keeping the house warm and properly maintaining the pipes and drains. Standard homeowners policies typically cover losses related to bursting pipes, ice dams, wind damage,...

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Water Damage Restoration Equipment Rental Minneapolis MN

Minneapolis MN Water and Flood Damage Equipment Rental Whether it’s a busted pipe, a severe storm or a flood; water damage is a massive headache that can use the help of a skilled specialist. Time is not a luxury, when you are dealing with water damage. When you call us we promise not to waste any time. You’ll speak to a live man or woman who will take your information and have a crew on site within the hour. We take excellent pride in our water restoration project manager who will be on site from the start of the project to figure out how best to reduce damage to your property; preserving you thousands of dollars in losses. Water Damage Repair Their are a range of ways water damage can affect you, from basic through cracks in the floor or foundation, leaky water heaters, and overflowing toilets or sinks to broken pipes, backed up sewers or septic systems, and outright floods from lakes and rivers. No matter what the source or cause, unwanted water can do enormous damage to your belongings and property, and must be dealt with quickly, decisively and professionally. At the 1st sign of undesired water contact Done Right immediately! Our highly skilled professionals are available 24/7 to limit your damage and return your property to normal as swiftly as possible. Our 20 years of experience permits us to quickly identify the source of the problem and do everything probable to stop it. We then remove all your personal property from the affected area, employ our state of the art equipment in removing as much water as possible, and then begin drying the area with our high velocity fans and ventilation systems. Done Right’s expertise and quick action is essential in helping you limit damage. Water Damage Restoration The real work normally starts after the water flow has been stopped. Once the water has been removed from the impacted area and it has been dried with our high velocity fans, we can begin assessing the damage and restore the affected property. Done Right’s 20 years in the industry has made it the leader in water damage restoration. Experiencing a little bit of everything before has helped us to know what, where, and how to look for damage. The first goal is to avert severe health problems that can be induced by mold, mildew, fungus or contaminated water. Making sure there is no lingering odor or telltale marks is important because it can significantly reduce the value of a property. We are happy to deal with your insurance carrier and strive to make our services and assistance fit your budget. Water damage never comes at a convenient time! However, when it does, it needs to be Done Right to make sure you and your family are safe and your home or building is restored like new! Flooded Basements Being a homeowner can have its nightmares, most of us don’t have time to wake up to a flooded basement! Not only is it a horrible inconvenience, it can also considerably lower the value of your property. It doesn’t matter what the cause of a flooded basement might be, Done Right offers you its state of the art equipment and 20 years of experience. Our industrial pumps will clear away the water quickly and efficiently. Our high velocity fans will dry the area in no time at all. Our experience in dealing with mold, mildew, fungus and water that might be contaminated will keep you and your family safe. “Done Rights” water damage restoration skills will have your basement...

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