Water Damage Restoration

Water Damage Restoration MN | Minnesota Water Damage Repair

Minnesota Water Damage Restoration To begin with, water damage mitigation is a specialized field that requires special protective measures, specialized equipment and testing capabilities as well as certain engineering controls to protect you and your property. Most restoration contractors know how to perform simple drying and site cleanup. Experienced companies know how to provide restoration services that protect not only the structure, but also your health. Water and Flood Damage Water damage can be the starting point for many serious problems that can affect a building, damage personal property and present serious health risks to occupants. To restore property and protect health, a professional restoration contractor must carefully manage the project. He has to be knowledgeable in several disciplines… stopping bacteria from spreading, preventing mold growth, preventing secondary damage and saving the structure and its many contents. Additionally, he must be able to communicate to the water damage victims and insurance company representatives with confidence and authority. Water damaged structures can be the perfect breeding place for mold. Poor indoor ventilation can also cause molds to thrive. Wet building materials and humid indoor air are mold’s best friends. Experience Matters Often, a less-experienced restoration company will compound problems during water damage by not understanding the proper steps and precautions that must be taken and how critical the “Time Factor” is. The EPA says, “Stop the water leak quickly and begin restoration during the first 24 hours. It is important to dry water damaged areas and items within 24-48 hours to prevent mold growth”. While mold requires high humidity and/or wet surfaces in order to grow, it also requires a food source. Indoors, many molds grow on leather, paper and some building materials. Molds can also grow and thrive on bio-film such as cooking grease. The most effective way to prevent mold growth on water damage losses is to begin the drying process quickly. Restoration companies who are aware of possible mold growth problems usually know how to dry structural materials with heat, air movement and by lowering the indoor relative humidity. This is an effective way to dry a building because material removal is minimized and mold growth is retarded. Knowing how to determine exactly what is wet during a water loss is a critical part of the job. If areas of moisture are overlooked, molds and bacteria can grow. To protect your property and health, all of the moisture must be found and dealt with. A Professional Minnesota Restoration Company uses moisture sensors, as well as infrared technology, that are capable of “reading” wallboard, masonry and wood to find hidden moisture that is often impossible to detect any other...

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Minnesota Water and Flood Damage Equipment Rental

Water and Flood Damage Equipment Rental MN Frozen Pipes and Water Restoration Tips The cold winter freeze we have been experiencing here in Minnesota has brought a lot of hazards, and at top of the list is frozen pipes because of the serious damage they can bring to your home or business. When water freezes in a pipe it expands and can exert pressure up to 2,000 pounds per square inch. When ice forms in has no nowhere to expand and so the pipe ruptures. A pipe burst can spill several hundred gallons of water per hour leaving a home or business in shambles. Pipes are most susceptible to freezing when located in an outside wall, under a sink, or in an unheated or non insulated crawlspace. If a pipe happens to burst here are some key water restoration tips that can save your valuables and money. Water Restoration Tips Mop and blot everywhere to remove as much excess water as possible. Pay careful attention while wiping water from wood furniture or floors. Set your wet upholstery cushions somewhere where they can dry evenly. Prop up your furniture legs so that they are no longer in contact with wet floor. Try using some wood blocks. For maximum drying in the winter open up the windows. Wipe out drawers and cabinets and blot them as well. Put all valuable paintings and photos in a safe place. If there is tons of water, your carpet most likely is destroyed. However, try blotting them with clean towels. Drag suitcases and any other cloth containers and open them outside so they can try in the sun. If water is collected in the ceilings you may need to punch small holes to relieve the trapped water. Prevent Water Damage To prevent even more costly water damages from occurring it is vital to have the water cleaned up and structures dried immediately. If you decide to take on the mess alone, make sure you have the right equipment to do the job yourself. If the water damage is extensive, your best bet is to call a Minnesota restoration company for Water and Flood Damage Cleanup. They will have the right kind of equipment, such as powerful water sucking vacuums that can save most valuables. You may also read: Prevent Water Damage From Burst...

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Minneapolis Water Damage Repair Minneapolis MN

Repair Water Damage Minneapolis Minnesota Flood Damage vs. Water Damage ~ It Pays To Know The Difference Water, water everywhere, but not a drop should be there. With dismay, you discover that your home is filled with damaging water. Will your insurance policy cover this loss? That depends on the type of insurance you chose to purchase and how the water entered your house. There basically are two insurance policies that deal with a homeowner’s damage due to water — a flood insurance policy and a homeowners insurance policy. Losses not covered by one of these policies may be covered by the other. Knowing the losses to which your home could be exposed will help you decide whether to buy one or both of these insurance coverage. While insurance policies may differ in the coverage provided from homeowner to homeowner, there often are basic features common to all policies. You should ask your insurance agent or insurance company about the specifics of your insurance policy. In the meantime, the following is some general information based on standard insurance policies. FLOOD INSURANCE As the name implies, a standard flood insurance policy, which is written by the National Flood Insurance Program, provides coverage up to the policy limit for damage caused by flood. The dictionary defines “flood” as a rising and overflowing of a body of water onto normally dry land. For insurance purposes, the word “rising” in this definition is the key to distinguishing flood damage from water damage. Generally, damage caused by water that has been on the ground at some point before damaging your home is considered to be flood damage. A handful of examples of flood damage include: A nearby river overflows its banks and washes into your home. A heavy rain seeps into your basement because the soil can’t absorb the water quickly enough A heavy rain or flash flood causes the hill behind your house to collapse into a mud slide that oozes into your home. Flood damage to your home can be insured only with a flood insurance policy — no other insurance will cover flood damage. Flood insurance is available through your insurance agent, insurance company or local Federal Emergency Management Office (FEMA). To determine if your home is located in a flood plain, contact your county planning office. If you are living in a flood plain, flood insurance may be an excellent purchase. HOMEOWNERS INSURANCE A homeowner’s insurance policy doesn’t provide coverage for flood damage, but it does provide coverage for many types of water damage to your home. Just the opposite from flood damage, for insurance purposes, water damage is considered to occur when water damages your home before the water comes in contact with the ground. A few examples of water damage include: A hailstorm smashes your window, permitting hail and rain free access into your home A heavy rain soaks through the roof, allowing water to drip through your attic or ceiling A broken water pipe spews water into your home Even if flood or water damage is not covered by your homeowners’ insurance policy, losses from theft, fire or explosion resulting from water damage is covered. For example, if a nearby creek overflows and floods your home, and looters steal some of your furnishings after you evacuate, the theft would be covered by your homeowners insurance because it is a direct result of the water damage. However, the flood damage would be covered only if you have flood insurance. It is important to note that flood insurance and homeowners insurance do not duplicate coverage for water damage. Instead,...

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Minnesota Water Damage Repair Minneapolis MN

Repair Water Damage Minneapolis MN Record Snows Mean Record Ice Dams With the record snow fall and constantly changing temperatures, Minnesota is seeing one of the toughest winters for ice dams in a long time.  Here is some information that should help you understand this common winter problem. Ice Dams Cause Water Damage and Should be Removed Quickly Icicles may be an indication of damage to come. Homeowners should take immediate action to prevent water damage to home. The sight of icicles hanging from your home may illicit some winter cheer, but may also predict damage about to be caused to your home. Icicles are one of the first indications that an ice dam is forming on your roof. Ice dams prevent proper drainage of melted snow and ice from your roof as the moisture is trapped behind a solid block of ice. The backed up moisture may seep into the roof and then transfer into walls, soffits, and insulation, causing mold to form and making insulation less efficient. Water Damage From Moisture Leakage As moisture finds its way into the walls, it will come into contact with insulation. The insulation is very absorbent and will move and settle along the path the water takes through the insulated area. As the insulation shifts, it becomes far less efficient and may compound the problem by allowing extra heat to escape, which can lead to more ice dams. A far bigger issue is that the moisture serves as a breeding ground for mold and mildew, which can cause respiratory ailments and allergies. Molds may also produce mycotoxins, compounds which are toxic to humans and are particularly harmful to infants, those with other respiratory illnesses and the elderly. Ice Dam Removal and Prevention The key to winning the battle against ice dams is prevention. Most ice dams can be prevented by removing snow from roofs, which limits the amount of material available to melt and freeze, as well as taking away the snow’s ability to insulate the melted water underneath the snow on the roof. There are many roofing contractors available to assist homeowners in clearing snow from their roofs. If your home has sustained water damage due to ice damming, contact a Minnesota restoration company...

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MN Water Damage Restoration | Flood Damage Restoration MN

Minneapolis Water Damage Repair Minneapolis MN Water Damage To Your Home Just a few inches of water from a flood can cause tens of thousands of dollars in damage. Over the past 10 years, the average flood claim has amounted to over $33,000. Flood insurance is the best way to protect yourself from devastating financial loss. Flood insurance is available to homeowners, renters, condo owners/renters, and commercial owners/renters. Costs vary depending on how much insurance is purchased, what it covers, and the property’s flood risk. Residential Flood Insurance – Water Damages what’s covered and what’s not Flood insurance policies cover physical damage to your property and possessions. Basic flood insurance policies cover structures only. If you want to insure your personal belongings against flood damage, you must buy separate coverage. Building Property The insured building and its foundation Electrical and plumbing systems Central air conditioning equipment, furnaces, and water heaters Refrigerators, cooking stoves, and built-in appliances such as dishwashers Permanently installed carpeting over unfinished flooring Permanently installed paneling, wallboard, bookcases, and cabinets Window blinds Detached garages (up to 10 percent of Building Property coverage) Detached buildings (other than garages) require a separate Building Property policy Debris removal Personal Contents Property Personal belongings, such as clothing, furniture, and electronic equipment Curtains Portable and window air conditioners Portable microwave ovens and portable dishwashers Carpets that are not included in building coverage Clothing washers and dryers Food freezers and the food in them Certain valuable items such as original artwork and furs (up to $2,500) What’s Not Covered: Damage caused by moisture, mildew, or mold that could have been avoided by the property owner Currency, precious metals, and valuable papers such as stock certificates Property and belongings outside of an insured building such as trees, plants, wells, septic systems, walks, decks, patios, fences, seawalls, hot tubs, and swimming pools Living expenses such as temporary housing Financial losses caused by business interruption or loss of use of insured property Most self-propelled vehicles such as cars, including their parts (see Section IV.5 in your policy) Flood Insurance for Basements and Areas Below the Lowest Elevated Floor Coverage is limited in basements regardless of zone or date of construction. It’s also limited in areas below the lowest elevated floor, depending on the flood zone and date of construction. These areas include: Basements Crawlspaces under an elevated building Enclosed areas beneath buildings elevated on full-story foundation walls that are sometimes referred to as “walkout basements” Enclosed areas under other types of elevated buildings Make sure to ask your agent for additional details on your basement coverage. You can use the following list as a general guide to what is and isn’t covered or simply refer to the Summary of Coverage (PDF 108K) to help you better understand your policy and coverage. Find out what a few inches of flood water can cost in damage. To be covered, the flood must also be a temporary condition, and cover two or more acres or two or more properties The National Flood Insurance Program (NFIP) offers coverage in approximately 20,000 communities in the U.S. You can determine if your property is eligible for flood insurance by checking the NFIP Community Status Book. For Minnesota PDF 49KB Flood and Sewage Damage Flood damage is hazardous to your health and the integrity of your home or business. Treated quickly, you can minimize damage, reduce restoration costs and prevent mold or other contaminants. Time is of the essence when water and sewage damage occurs. In the unfortunate event of water damage to your home, Minnesota Water & Fire Restoration Experts are qualified with...

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Water Damage Restoration Company MN

Repair Water Damage Minneapolis Minnesota Water Damage and Ice Dams An above-average snowfall has caused an onslaught of ice damming all across Minnesota. Homeowners must take precautions to protect their homes from the damage ice dams can cause. Homeowners often do not recognize the damage as most of it occurs behind walls, but it may also manifest itself by spilling leaking water into the home. Existing ice dams should be removed as quickly as possible and homeowners should take precautions to prevent them from forming. Water damage can be the devastating result from neglecting your home or business. During the winter months, ice dams have the tendency to accumulate on roof eaves and therefore must be knocked down in order to prevent dislodged roof shingles, sagging gutters, damaged insulation, and water stains on ceilings and walls inside your home, just to name a few effects. If left untreated, your home may become vulnerable to mold and mildew issues. If you are noticing ice dams, we have a trusted company we would be happy to refer to you to remove ice dams. In the unfortunate event of water damage to your home, Minnesota Water Damage Restoration Experts are qualified with the proper knowledge and equipment to assess the damage and attend to all of your...

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