Water Damage Restoration

Water and Flood Damage Repair Minneapolis MN

Water Damage Restoration | Flood Damage Restoration MN Just a few inches of water from a flood can cause tens of thousands of dollars in damage. Over the past 10 years, the average flood claim has amounted to over $33,000. Flood insurance is the best way to protect yourself from devastating financial loss. Flood insurance is available to homeowners, renters, condo owners/renters, and commercial owners/renters. Costs vary depending on how much insurance is purchased, what it covers, and the property’s flood risk. Residential Flood Insurance – Water Damages What’s Covered and What’s Not Flood insurance policies cover physical damage to your property and possessions. Basic flood insurance policies cover structures only. If you want to insure your personal belongings against flood damage, you must buy separate coverage. Water Damage- Test Your Water IQ Building Property The insured building and its foundation Electrical and plumbing systems Central air conditioning equipment, furnaces, and water heaters Refrigerators, cooking stoves, and built-in appliances such as dishwashers Permanently installed carpeting over unfinished flooring Permanently installed paneling, wallboard, bookcases, and cabinets Window blinds Detached garages (up to 10 percent of Building Property coverage) Detached buildings (other than garages) require a separate Building Property policy Debris removal Personal Contents Property Personal belongings, such as clothing, furniture, and electronic equipment Curtains Portable and window air conditioners Portable microwave ovens and portable dishwashers Carpets that are not included in building coverage Clothing washers and dryers Food freezers and the food in them Certain valuable items such as original artwork and furs (up to $2,500) What’s Not Covered: Damage caused by moisture, mildew, or mold that could have been avoided by the property owner Currency, precious metals, and valuable papers such as stock certificates Property and belongings outside of an insured building such as trees, plants, wells, septic systems, walks, decks, patios, fences, seawalls, hot tubs, and swimming pools Living expenses such as temporary housing Financial losses caused by business interruption or loss of use of insured property Most self-propelled vehicles such as cars, including their parts (see Section IV.5 in your policy) Flood Insurance for Basements and Areas Below the Lowest Elevated Floor Coverage is limited in basements regardless of zone or date of construction. It’s also limited in areas below the lowest elevated floor, depending on the flood zone and date of construction. These areas include: Basements Crawlspaces under an elevated building Enclosed areas beneath buildings elevated on full-story foundation walls that are sometimes referred to as “walkout basements” Enclosed areas under other types of elevated buildings Make sure to ask your agent for additional details on your basement coverage. You can use the following list as a general guide to what is and isn’t covered or simply refer to the Summary of Coverage (PDF 108K) to help you better understand your policy and coverage. The Cost of Flooding Find out what a few inches of flood water can cost in damage. To be covered, the flood must also be a temporary condition, and cover two or more acres or two or more properties The National Flood Insurance Program (NFIP) offers coverage in approximately 20,000 communities in the U.S. You can determine if your property is eligible for flood insurance by checking the NFIP Community Status Book. For Minnesota PDF 49KB Flood and Sewage Damage Flood damage is hazardous to your health and the integrity of your home or business. Treated quickly, you can minimize damage, reduce restoration costs and prevent mold or other contaminants. Time is of the essence when water and sewage damage occurs. In the unfortunate event of water damage to your home, Minnesota...

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Water Damaged Floor Repair and Restoration

Restoration On A Water Damaged Hardwood Floor You might be familiar with this situation: you have recently installed beautiful cherry wood floors and then you notice the thing most dreaded by homeowners…..warped floor boards. Your first instinct might be to fix the floor. A word of caution, though: are you ready for what you might find? Repairing water damage on a hardwood floor is a task that may be necessary from time to time on a small scale with intermittent spillages or minor leaks. Alternatively you may be faced with major water damage following flood or a large body of water that has saturated your hardwood floorboards. Repairing Minor Hardwood Floor Water Damage If you have discovered a minor leak that has allowed water to seep onto your hardwood floorboards, there may be a single spot that has become damp and discoloured compared to the rest of your floor. In this case there are some simple steps that you can take to repair the hardwood floor water damage. Firstly, make sure you have identified the source of the water damage and fixed it completely. Any later repair work will be for nothing if you do not seal the leak or repair the pipes from where the water is coming. Next, you may be faced with a spot that is discoloured and possibly swollen and cracked or warped. The wood grain has become affected by the water damage and has reacted. Dry out the affected area until it is completely dry before beginning any restoration work on it. Begin by sanding back the affected area starting with a coarse sandpaper before moving back to a finer grit. Once the area has been sanded back and the stain edges are smooth treat the area with a wood sealant that matches the rest of the floor. Following one coat of sealant it may be necessary to sand it back before adding another coat. Some kind of blending process may have to be done so that the damaged area winds up looking the same as the original floor. Major Hardwood Floor Water Damage Repair When a lot of moisture has been absorbed by a hardwood floor the most common result is that the wood expands. When the boards expand they become wider and one of two things might happen, you might have a buckled floor or you may have a floor that is cupped. In either case you are left with a seriously uneven floor. In order to restore the water damaged hardwood floor without having to pull up the entire floor and replace it you can use a process known as desiccant dehumidification. This is carried out by bringing in a desiccant dehumidifier which if very effective at reducing the humidity level in the air. The desiccant dehumidifier can be run under sealed conditions to completely remove the moisture from the area. In this case you are removing moisture from the floorboards. Running a dehumidifier for an extended period will help to reduce the swollen floorboards and counteract the cupping or buckling that has taken place. As the moisture is drawn out of the air it will also be drawn out of the hardwood floorboards and they will shrink back to their normal size. Effectively you want the top surface of the floorboards and the bottom surface to be balanced in moisture content. Once the floor has been properly dried and the moisture is removed from the surrounding area, the floor can be sanded back and refinished so that it is returned to its original smoothness again.  If the hardwood floor has...

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Water Damage, Mold Damage and Flood Damage Repair MN

Minnesota Water Damage and Flood Damage Repair Water damage, Mold Damage and Flood Damage are some of the most common reasons people make claims on their home insurance. Burst pipes, leaky appliances and flooded basements are just a few of the ways you could discover exactly what is and is not covered by your home insurance policy. You need an Expert in Water Damage Restoration to help deliver the results you deserve as a policyholder. Water Damage and Insurance Policies Water damage can describe quite a few possible losses caused by water intruding where it’s going to permit assault of a content or system by damaging processes including decaying of lumber, microbial development, rusting of iron, de-laminating of materials, and several others. The destruction can be imperceptibly gradual as well as insignificant such as water areas which could sooner or later ruin a surface, or it might be instant and also catastrophic such as flooding. However quickly it takes place, water damage is a very key factor to loss of property and can lead to an unhealthy environment. Your homeowner’s insurance plan may or may well not cover the expenses related to water ruin along with the means of water damage recovery. Evaluate the “Exclusions” in your policy, if it doesn’t clearly exclude it then you probably have coverage.  It is our experience that most water damages are in reality covered by insurance policies.  Usually water damage which originates from broken or frozen plumbing, equipment failures and/or leaks (i.e. dishwasher, washing machine, water heaters) & water intrusion from damage to a property from a climate associated event are a insured cause of loss.  Although a common reason for household water damage is frequently the failure of a sump pump, numerous homeowner’s insurance policies usually do not include the associated costs with no an addendum which will adds to the monthly premium of the insurance plan.  Often the terminology of the addendum is similar to “Sewer & Drain Coverage.” Qualified Minnesota Restoration Experts Fast response within 48 hours is necessary in order to prevent mold development and latent further damage. It is URGENT to begin structural drying as soon as water damage is observed to confine possible reconstruction costs. Whether it’s a busted pipe, a severe storm or a flood; water damage is a huge headache that can use the help of a trained professional. Look for a company that is an insurance approved and qualified Minnesota water damage restoration...

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Minnesota Water Damage Restoration

Water Damage – How Extensive Is It? The water damage will be found in 3 dimensions. Water always seeks equilibrium with its environment and wet always goes to dry, if it can. Just finding the extent of water damage on the floor isn’t enough. The water damage needs to be mapped to determine how far up the walls it has wicked, and how far down into the substrate the water damage has gone, including possibly entering the crawlspace in a conventional foundation. This can’t be done by touch. Very specialized water damage inspection tools and meters will be required, and a professional water damage professional will have them. Determine The Scope Of The Water Damage – How Extensive Is It? A thorough understanding of water damage demands every water damage contractor be familiar with the “science of drying” also called psychrometry. Ask your water damage contractor what the dry standard is of each structural component suffering potential water damage. With proper water damage inspection tools and water damage experience, he should be able to tell you on a scale of 100 points the moisture content of the water damaged materials. If he can’t, call a different water damage restoration professional. Make sure your water damage restoration contractor draws a “moisture map” of the affected areas showing the full extent of the water damage migration, and that he updates the map regularly to show the progress of the water damage/structural drying project. A professional Minnesota water damage restoration contractor should select the structural drying equipment in a scientific method based on materials, size of the water damage area, and the class and category of the water damage. At the very least he should be certified in applied structural drying and water damage restoration. Any extraction of standing water or of carpet and padding involved in a water damage project should be done with the very best water extraction tools. Preferably sub-surface water extraction tools. If wall to wall carpet is not to be replaced, which is rarely needed with new structural drying technologies, the last thing a trained specialist in structural drying and water damage restoration will do is set air movement under the carpet to “float” it. There are far too many things to learn as a property owner, whether it’s your home or business, to be educated in applied structural drying and water damage restoration via a web-site. So you best bet is to contact an experienced Restoration Service, and let them handle the water damage restoration project. If your home or business is ever the victim of a flood or water damage you need a professional Minnesota Restoration Expert with extensive training and experience drying a wide range of different structural materials and...

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Water Damage and Basement Water Problems

Basement Water Damage Can Happen To Your Home Basement leakage is one of the most common problems found in houses. While structural damage caused by leakage is very rare, water in the basement can be a major inconvenience, and often causes damage to interior finishes and stored items. In addition, odors caused by mold, mildew, and lack of ventilation are particularly offensive to some people and can even be a source of allergic reaction. A Problem That Can Damage Your Health and Home Moisture problems in existing basements are also common, but often are not understood or properly treated. In a basement that is seldom used and separate from the living spaces above, this may not present a great problem. However, most basements in Minnesota are connected to the rest of the house through ductwork or other openings. In addition, basements are increasingly used as finished living and bedroom spaces. In these cases, moisture problems are not only annoying and uncomfortable, but can lead to significant health problems. Molds and mildew can grow in damp carpets and beneath wall coverings. Finishing a basement without first dealing with the moisture problems can result in making health conditions worse and lead to significant damage as well. Basement water problems are solvable, but there is a cost to doing it right. Solution To Moisture and Water Problems It’s a fact: Water damage can happen after just 48 hours. Act fast or drywall water damage, carpet water damage, leaky basements and home water damage can happen. We know as you do, that the safety of your family is your highest concern. Moisture can cause illness-causing mold and also damage materials you want to store or use in your basements. A wet basement is unlivable, unhealthy, and a hazard. If you have a house flood, you need to get the water out of your home right away. You need comprehensive water damage and water damage restoration services from a trained Minnesota Water Damage Restoration Expert. There are companies especially trained and equipped to extract water out of water damaged homes quickly, so that it won’t damage the structure itself. They also use special tools and techniques to dry up the house so that it won’t become a breeding ground for mold and other bacterial growth.  ...

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Water Damage Mold and Your Home

Water Damage and Mold For significant mold growth to occur, there must be a source of water (which could be invisible humidity), a source of food, and a substrate capable of sustaining growth. Common building materials, such as plywood, drywall, furring strips, carpets, and carpet padding are food for molds. In carpet, invisible dust is the food source. After a single incident of water damage occurs in a building, molds grow inside walls and then become dormant until a subsequent incident of high humidity; this illustrates how mold can appear to be a sudden problem, long after a previous flood or water incident that did not produce a mold-related problem. The Right Conditions The right conditions re-activate mold. Studies also show that mycotoxin levels are perceptibly higher in buildings that have once had a water incident Both our indoor and outdoor environment have mold spores present. There is no such thing as a mold free environment in the Earth’s biosphere. Spores needs three things to grow into mold: (1) Nutrients: Food for spores in an indoor environment is organic matter, often cellulose. (2) Moisture Moisture is required to begin the decaying process caused by the mold. (3) Time: Mold growth begins between 24 hours and 10 days from the provision of the growing conditions. There is no way to date mold. Mold colonies can grow inside building structures. The main problem with the presence of mold in buildings is the inhalation of mycotoxins. Molds may produce an identifiable smell. Growth is fostered by moisture. After a flood or major leak, mycotoxin levels are higher in the building even after it has dried out (source: CMHC). Food sources for molds in buildings include cellulose-based materials, such as wood, cardboard, and the paper facing on both sides of drywall, and all other kinds of organic matter, such as soap, dust and fabrics. Carpet contains dust made of organic matter such as skin cells. If a house has mold, the moisture may be from the basement or crawl space, a leaking roof, or a leak in plumbing pipes behind the walls. Insufficient ventilation can further enable moisture build-up. The more people in a space, the more humidity builds up. This is from normal breathing and perspiring. Visible mold colonies may form where ventilation is poorest, and on perimeter walls, because they are coolest, thus closest to the dew point. If there are mold problems in a house only during certain times of the year, then it is probably either too air-tight, or too drafty. Mold problems occur in airtight homes more frequently in the warmer months (when humidity reaches high levels inside the house, and moisture is trapped), and occur in drafty homes more frequently in the colder months (when warm air escapes from the living area into unconditioned space, and condenses). If a house is humidified artificially during the winter, this can create conditions favorable to mold. Moving air may prevent mold from growing since it has the same desiccating effect as lowering humidity. Minnesota Water and Flood Restoration Expert There are many ways to prevent mold growth. A Minnesota Water and Flood Restoration Expert is capable of repairing the damage – usually by removing the affected areas and eliminating the cause of the excess moisture with state of the art equipment and experience. Industrial pumps will remove the water quickly and efficiently. High velocity fans will dry the area in no time at all. Experience counts when dealing with mold, mildew, fungus and water that might be contaminated will keep you and your family...

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