Blog

Flooded Basement? Water Damage? Broken Pipe? | Water Damage MN

Posted by on Apr 30, 2012 in Flood Damage, Flooded Basement Repair, Water Damage Repair, Water Damage Restoration | Comments Off on Flooded Basement? Water Damage? Broken Pipe? | Water Damage MN

Steps You Must Take NOW To Prevent Further Damage! Restoring your home or business after water damage is a frustrating experience. Fortunately, natural disasters don’t occur every day, and hopefully you’ll never have to deal with water damage from rising water or flooding. However, simple plumbing leaks or overflows, broken or burst pipes and sewer or septic backups are far more common. While dealing with water damage may seem fairly simple (mop or wet vacuum; fans used to promote evaporation), unfortunately, this fails to consider the degree to which water can penetrate into structural cavities and assemblies, creating trapped pockets of saturation. Too late, property owners become aware of the on-going effect of this trapped water on structural and contents materials, which may include: discoloration, warping, splitting, delamination, and musty odor and mold growth. Don’t Gamble with Your Home and Family’s Health! If a pipe, water heater or appliance is broken and leaking, locate shutoff valve and shut off water to house. This will prevent more water entering the house. AVOID HAZARDS! Be extremely careful of the deadly combination of water and electricity. Also, be cautious of slippery wet carpets and floors. Stay away from Raw Sewage backups, which contain nasty bacteria and can be harmful to your health. CALL 612-331-4454 for 24 Hour Emergency Services, from our IICRC Certified Water Damage experts. We’ll get your home clean and dry as fast as possible, to return your life to normal! Prevent Damage – Wood furniture will leave permanent stains in carpet, so move it to an unaffected area if possible, or put foil under the legs until we arrive! Fixing Water Damage NOW Prevents Mold Problems Later! Water Damage Restoration is a complex process. An inexperienced company that rushes through the job can cause more harm than good by drying the surface of your structure while leaving moisture trapped inside the walls and floors. This can lead to microbial growth that can adversely affect your health and that of your family. Done Right has the right equipment to dry any structure, and years of experience in Water Damage, Flood Cleanup, and Applied Structural Drying. After any standing water has been removed and any leaks have been identified and repaired, our specialists use powerful state of the art fans, dehumidifiers, air scrubbers, and desiccant equipment to remove of the extra moisture that remains in the air. We also continually adjust the temperature and humidity to reduce or eliminate any warping, swelling, or cracking of floors, walls, and furniture. “One Call Does It All 612-331-4454” Direct Insurance Billing | At Your Door in 1 Hour or Less | 24 Hour Service Flooded Basement? Water Damage? Broken Pipe? – Steps Your Must Take...

read more

Water Damage Restoration MN

Posted by on Apr 26, 2012 in Flood Damage, Water Damage Repair, Water Damage Restoration | Comments Off on Water Damage Restoration MN

Water Damage Repair and Restoration MN Water damage is one of the most common homeowner’s insurance claims in the country. Most water damages are caused due to frozen, broken or burst pipes, leaky appliances and flooded basements. These occurrences often lead people to discover the details of their home insurance policies. When It Comes To Water Damage, What You Don’t Know Can Cost You! With spring rains and spring flooding just around the corner, and there are things people can be doing today to help ensure they’re as prepared as possible should flooding occur in their area. The first thing people should consider – even those in low-risk flood zones or areas which have never flooded before – is purchasing flood insurance. According to an interactive tool on NFIP’s website just 2 inches of water could cost you $7,800 in cleanup. And over the past 10 years, the average flood claim has amounted to over $33,000. Are You Prepared for Spring Flooding? You are eligible to purchase flood insurance as long as your community participates in the National Flood Insurance Program. Check the Community Status Book to see if your community is already an NFIP partner. Consumers should be aware that flood insurance policies generally take 30 days to go into effect. For more information on flood insurance, and to find out your flood risk, visit www.floodsmart.gov. FLASH_Insurance_Guide Does Homeowners Insurance Cover a Flooded Basement? Here’s a question thousands of homeowners and renters will be asking now that Spring is finally here.  Will insurance cover the water damage in my basement? Unfortunately for most the answer is “probably not.” Standard Homeowners’ insurance does not cover damage from flooding, so unless you have a specific flood insurance policy, you will have to foot the bill for any water damage from the recent rains. The Insurance Information Institute offers this rule of thumb: water that comes from top down (ice dams, for example) is generally covered, but when water comes from the bottom up, such as in flooding, it’s not covered. Water damage can result in increased insurance rates, decreased resale value of home and property, and even health issues for years to come if not properly – and promptly – repaired. Learn how to protect yourself and your family from water related damage with these quick tips: §  React Fast. Time is of the essence. When water damage takes place it is imperative to contact a Minnesota water damage repair and restoration company as soon as possible. Don’t wait until the next morning – search for providers that offer 24/7 support! Mold and mildew can begin growing within 24 to 48 hours! Thus prompt action is important following a water-related disaster or accident. The speed with which you take action to begin the water damage restoration process will determine how much can be salvaged. §  Remove. Until all the water is extracted and the humidity levels returned to normal, it may be necessary to remove furniture and other items from the area even if they aren’t in direct contact with the water. High humidity and general unsanitary conditions may contaminate other items. Work with a reputable Minnesota water damage restoration expert that provides water extraction, sewage clean-ups, crawl space drying, structural drying, basement drying, dehumidification, odor control, sanitization, disinfecting, carpet...

read more

Minnesota Water Damage Restoration

Posted by on Apr 24, 2012 in Flood Damage, Water Damage Repair, Water Damage Restoration | Comments Off on Minnesota Water Damage Restoration

Water Damage Restoration MN If there was a flood or major pinhole leak  or broken water pipe in your home, it is likely that in addition to the water damage to the floors, the walls have been affected, too. There are instances when the water damage to the walls is apparent but oftentimes, the damage is unseen and cannot be easily detected by the average homeowner. If the flood or leak entered a room from the ground level, the floor including the carpeting, if there is any, will be covered by water which will then start to create vertical wicking in the walls. The degree of this reaction will rely on several factors such as the amount of water and how high the water level reached on the wall as well as the wall construction. Drywall is very absorbent because its core is made of gypsum and both of its sides are made of a type of paper similar to a cardboard. Because of its porosity, you can expect water to wick up on a drywall to more than two feet.  Both sides of the drywall will be wet but the inside part will contain more water for the simple reason that water would not quickly evaporate from that side. Very often, signs of moisture from the inside of the wall are not visible. For a professional trained in water damage restoration, the process of restoring wet walls starts with finding out how badly the walls are damaged. There is a wide range of professional metering devices that can be used by a restoration expert to help assess water damage. Noninvasive devices are among those widely-used by experts such as a moisture meter that checks for moisture in the wall using radio waves and an infrared (IR) imaging camera that also detects moisture since a damp wall would be cooler than a dry wall. These devices are noninvasive because there is no need to create holes or do anything with the wall material. A professional water damage restoration contractor will select the structural drying equipment in a scientific method based on materials, size of the water damage area, and the class and category of the water damage.  After the restoration expert has identified which walls have been water damaged, the drying process will begin aided by several types drying equipment. If the wall has no insulation, drying can be done without having to remove the baseboard or making holes in the wall. The restoration expert will use equipment called air movers to remove the molecules of water from the wall surface and allow the water to evaporate quickly. An air mover will be positioned along the wet wall for, approximately, every ten linear feet. During this process, more water is drawn to the surface of the wall as moisture evaporates from that particular surface. Another important and state-of-the art device used by water damage restoration professionals is a dehumidifier, which is installed to reduce the level of humidity in the walls and help stop the formation of mold. More than one dehumidifier may be used as necessary. A special drying system for the inner walls can also be used if the restoration expert sees it appropriate. This system involves directing air to enter the wall cavity above the sill...

read more

Minneapolis Water Damage Restoration MN | Flood Damage Repair MN

Posted by on Apr 19, 2012 in Flood Damage, Water Damage Repair, Water Damage Restoration | Comments Off on Minneapolis Water Damage Restoration MN | Flood Damage Repair MN

Flood Damage Repair MN | Water Damage Restoration MN The aftermath of a water damage problem is not the time to discover what is and is not covered in your homeowners’ insurance policy.  Too many people wake up to a flood, call their providers, and are politely told that they are on their own.  Insurance, as it applies to water damage, is a tricky situation. It becomes of utmost importance for homeowners to learn and understand their insurance plans, knowing what is covered, what isn’t, and making the appropriate adjustments.  This is the only way to avoid being caught unawares when that upstairs pipe breaks or the local dam gives way. A Minnesota Water Damage Restoration Expert has both the skill and the experience that allows us to work directly with your homeowners’ insurance provider or claims adjuster.  This not only spares you, the homeowner from the headaches that always seem to go along with handling insurance matters, but gives you the peace of mind knowing they have done it many times before and that they will do the legwork for you, submitting your claim, and doing whatever is necessary to make sure that claim is properly processed and resolved. Many homeowners mistakenly believe that flooding is covered by your homeowners’ policy.  It isn’t.  Flood coverage may be available for an additional premium, but it depends on the provider, whether or not your home is located in an area prone to flooding, and other factors.  Many flood prone communities participate in the National Flood Insurance Program (NFIP), established by the Federal government to provide flood insurance coverage, as well as working with communities in high risk areas to take the proper steps to protect their residents from the flooding threat. People often overlook the importance of flooding protection, believing that they will simply get Federal disaster relief if their home is damaged by flood waters.  While this may be true, it is predicated on whether or not the community is declared a disaster area, and even then, disaster relief often comes in the form of low interest loans that must be paid back, along with whatever the current mortgage payment is on the property.  By having adequate flood insurance coverage, you are simply responsible for the premium, and will not have to deal with the added burden of a substantial new monthly payment following the restoration of your home. In other cases of water damage, coverage may not exist, or may be denied if the damage can in any way be traced back to negligence on the part of the property owner.  If your roof gets damaged in a storm, that may be covered, but if the roof was damaged in a storm because it was not properly maintained, then coverage will be denied.    Coverage may also be denied if you wait too long to file your claim.  Some companies will deny water damage coverage if the damage is more than 48 hours old.  In every way, timing is important in the wake of water damage. Water Damage | Water Damage Insurance Water damage cleanup, repair and restoration can be a costly operation, and surely you’d want to receive financial help from your home insurance policy. In fact, water damage is one of the top reasons why most home...

read more

Water Damage MN | Flood Damage Restoration

Posted by on Apr 17, 2012 in Water Damage Repair, Water Damage Restoration | Comments Off on Water Damage MN | Flood Damage Restoration

Water Damage Insurance Claim | Insurance Restoration MN You’ve just returned to your home after vacation to find a flooded basement, perhaps due to a sewer or septic backup or broken water pipe and realize that in order to be able to get your life back on track you will have to have your house repaired. Or perhaps a drain clog caused the water in your sink to back up and overflow, and now your kitchen is a virtual swimming pool, right inside the house. What to do?  Look for and bring out that homeowner’s insurance policy because you will have to file an insurance claim for water damage. Water Damage Insurance Claims The aftermath of a water damage event is not the time to discover what is and is not covered in your homeowners’ insurance policy.  Too many people wake up to a flood, call their providers, and are politely told that they are on their own.  Insurance, as it applies to water damage, is a tricky situation. It becomes of utmost importance for homeowners to learn and understand their insurance plans, knowing what is covered, what isn’t, and making the appropriate adjustments.  This is the only way to avoid being caught unawares when that upstairs pipe bursts or the local dam gives way.  Find out if your insurance will pay for water damage. Filing a Damage Claim For Water Damage Your responsibilities, as outlined in most residential property insurance policies, include, but are not limited to: • Give prompt written notice to the insurer of the facts relating to the claim • Protect the property from further damage • Make reasonable and necessary repairs to protect the property • Keep an accurate record of repair expenses Your actions should include, whenever possible: • Stop the water leak/flow • Remove standing water and begin drying the area • Photograph the damaged property • Remove water soaked materials • Keep removed materials and move them to a secure, dry and well-ventilated area, or outdoors • Protect repairable and undamaged items from further damage • Keep an activity log, including a record of all contact with your insurance company • Keep all receipts • Don’t throw away removed or damaged materials until instructed by your insurance company • Don’t jeopardize your safety • Don’t make large structural or permanent repairs • Don’t exceed personal capabilities By following these guidelines, you’ll be well on your way to properly taking care of any water damage situation in your home. Creating a Home Inventory Creating a home inventory is one of the most important steps you can take in order to make sure you are adequately insured–and it can make filing a claim in the event of a disaster much easier as well. Now comes the hard but necessary part – computing the damage costs. You’re probably at a loss, and don’t know where to start and how to do it. Here we’ll show you how and what to do step by step. Call the Insurance Company The first thing you’ve got to do is call your insurance company to inform them that you’re going to file a claim. Make Temporary Repairs Next, try to prevent further water damage from occurring by making temporary repairs. Make sure you keep the receipts for any...

read more

Minnesota Water Damage Restoration Minneapolis MN

Posted by on Apr 12, 2012 in Flood Damage, Water Damage Repair, Water Damage Restoration | Comments Off on Minnesota Water Damage Restoration Minneapolis MN

After the Water Damage: What’s Next? Water damage comes in a variety of ways and quantities, from simple seepage through cracks in the floor or foundation, leaky water heaters, and overflowing toilets or sinks to broken pipes, backed up sewers or septic systems, and outright floods from lakes and rivers. No matter what the source or cause, unwanted water can do enormous damage to your belongings and property. Water damage requires a prompt response in order to clean up the mess, make your home livable, and prevent mold. While the cleanup crews move quickly, the aftermath can seem to take forever. There are many things that demand your attention. You have insurance claims forms to file, bills to pay, and items to replace. In the event of a disaster, a detailed inventory will be imperative for your compensation. Creating a Home Inventory Creating a home inventory is one of the most important steps you can take in order to make sure you are adequately insured–and it can make filing a claim in the event of a disaster much easier as well. After all, it’s the inventory that establishes which items the insurance company will pay to clean, restore, or replace – and it’s the inventory that the insurance company uses to determine how much to pay. With this in mind, thoroughly documenting all damaged items is an absolute must. What should an inventory contain? At its most basic, a home inventory is a list of all of your home’s belongings and their value. Ideally, you will have created a home inventory before any damage occurs. This would give you a good starting point for your insurance claim. Whether you have an existing inventory or not, after a water damage claim, you will need to identify and list all damaged items as part of the insurance claims process. If you have an existing inventory, use it to highlight all damaged items, adding items to the list if necessary. If you do not have an inventory, you’ll need to start from scratch. Separate all water damaged items from the non-damaged items. Your water damage restoration company may have already done this step for you. Next, take photos of each item and list each item on a sheet of paper or in a spreadsheet. You’ll want to note the following: Item name – What type of item is it? For example, TV, antique vase, computer tower, area rug, etc. Item description – Describe the item in greater detail. For example, 55-inch Sony Bravia LCD TV or handmade 12×12 blue and yellow Turkish area rug Value – How much did you pay for the item? How much is it currently worth? Purchase date or approximate age – When did you purchase the item? How old is it? Any special notes – Here’s where you’ll enter additional details. For example, is the item one-of-a-kind? Upgraded? Home Inventory Worksheet Disasters happen. When they do, we will be there. We will keep you operating and get your facility or business back to normal as quickly as possible. We offer complete emergency services through minimizing further damage and restoration of both building and contents. “One Call Does It All 612-331-4454” Direct Insurance Billing | At Your Door in 1 Hour or Less | 24 Hour Service 24/7/365 Emergency...

read more

Minnesota Water Damage Cleanup and Restoration MN

Posted by on Apr 10, 2012 in Water Damage Repair, Water Damage Restoration | Comments Off on Minnesota Water Damage Cleanup and Restoration MN

Flooded Basement? Water Damage? Broken Pipe? | Take Steps NOW to Prevent Further Damage! When it comes to water damage in your home, you just don’t have the luxury of sitting back and “thinking” about what to do.  The longer you wait, the more damage it will do to your home and the more health problems it will cause for you and your family. Time Is Not On Your Side Simply put, time is not on your side, and you need to take action… fast!  Cleaning it up quickly will restore your property and protect your health. Most insurance policies require that you do so within 48 hours. This is because molds can begin growing within 24 to 48 hours of a water event. Stopping the flow of water and drying out materials as soon as possible reduces the potential for mold growth. Every delay is only going to make matters worse. Water damage claims that include active mold growth involve significantly higher costs than water damage claims without mold. Most of the damages can be minimized thereby reducing major expenses, by quick and timely action. Steps You Must Take NOW to Prevent Further Damage! If a pipe, water heater or appliance is broken and leaking, locate shutoff valve and shut off water to house. This will prevent more water entering the house. AVOID HAZARDS! Be extremely careful of the deadly combination of water and electricity. Also, be cautious of slippery wet carpets and floors. Stay away from Raw Sewage backups, which contain nasty bacteria and can be harmful to your health. CALL 612-331-4454 for 24 Hour Emergency Services, from our IICRC Certified Water Damage experts. We’ll get your home clean and dry as fast as possible, to return your life to normal! Prevent Further Damage – Wood furniture will leave permanent stains in carpet, so move it to an unaffected area if possible, or put foil under the legs until we arrive! Don’t Gamble With Your Home and Family’s Health! Water Damage Restoration is a complex process. An inexperienced company that rushes through the job can cause more harm than good by drying the surface of your structure while leaving moisture trapped inside the walls and floors. This can lead to microbial growth that can adversely affect your health and that of your...

read more

Commercial Flood and Water Damage Restoration Minneapolis MN

Posted by on Apr 3, 2012 in Flood Damage, Water Damage Repair, Water Damage Restoration | Comments Off on Commercial Flood and Water Damage Restoration Minneapolis MN

Commercial Water Damage Restoration & Clean Up MN You know that any down time in work or production costs big money. Who has time for a flood? The confusion and questions of “what to do?”,“how did this happen?” and worries of how long you will be out of business loom large. Building Owners and Property Managers Don’t Let An Emergency Shut You Down! Don’t let an emergency shut you down! Whether you are a business owner or commercial property manager you do not question the possibility of a disaster, but rather ask yourself “what could happen, and when?” Time is NOT on Your Side! When a flood, storm or water related emergency has damaged your property, you need the help of an experienced Minnesota Water Damage Restoration Expert that can be dispatched at a moments notice to limit your damage and return your property to normal as quickly as possible. Flooded Warehouse in Brooklyn Center Minnesota The entire warehouse was flooded after a supply line burst. The buildings received varying degrees of water damage with some “severely damaged” by the flooding. The flood waters had various water levels standing in different parts of the building. Upon the initial inspection, the assessment team determined and informed them that spaces which had sustained water damage must undergo extensive work, including the removal of all furnishings and equipment, including computers. Furniture that could be salvaged was cleaned of any contaminates. We remained on site until buildings was secure. The building owner/manager and staff whose offices were in the water damaged building were assisted in relocating until the clean-up was completed. Drywall in affected areas was removed 2 to 4 feet high. The building and all structural components were dried and decontaminated with antimicrobial products and dehumidification processes and any wooden studs were treated with an antimicrobial product. We removed all water in the warehouse Standing Water in Office Removing wet drywall and insulation in warehouse Offices Were Flooded Hallway had standing water Standing Water In The Hallway EPA Lead Safe Certified Certified Water Damage Restoration Expert Brooklyn center water supply line burst flooding the entire warehouse. All of the offices were flooded as well.   Flood Damage Is Traumatic. Done Right Is There When You Need Them! Insurance claim specialists are on staff to assist you with professional service and knowledgeable information 24 hr emergency service for: Board Up, Debris Removal, and Emergency Contracting Complete inspection of interior and exterior of property for all related damage, including possible hidden damage. Plus  . . . We assist you with the Insurance claim process including: Initiate claim Claim paper work Detailed estimate Meet with adjuster Negotiate the scope and cost of repairs with insurance company Arrange proper payment from insurance company to property owner Your project manager will be in contact with you regularly throughout the project to provide status updates, answer questions and cover any other information that needs to be discussed. If you have any questions or concerns during the project you can contact our office at any time. We’ll be here for you whenever you call. “One Call Does It All 612-331-4454” Direct Insurance Billing | At Your Door in 1 Hour or Less | 24 Hour...

read more

Minneapolis Water and Flood Damage Restoration MN

Posted by on Mar 29, 2012 in Flood Damage, Water Damage Repair, Water Damage Restoration | Comments Off on Minneapolis Water and Flood Damage Restoration MN

Water Extraction, Structural Drying & Dehumidification MN Every homeowner should be aware or familiar with the classes of water losses and categories of water in order to understand the extent of losses and degree of damaged brought about by water into the household structure.  Below are summarized descriptions on classes of water losses and categories of water: Category 1 – refers to clean water at source. Category 2 – starts with contamination and may cause sickness and other human discomforts once ingested. Category 3 – means highly unsanitary (since the source is from the sewage) and could cause illness or death once consumed by humans. *Water category 1 or 2 will eventually change to water category 2 or 3 when left unprocessed for a certain period of time. Class 1 – losses which are limited caught in the nick of time and contain few materials that are porous or absorbent. Class 2 – losses that involve high quantities or very absorbent materials like carpet and pads. Class 3 – involves water that comes from overhead, wall frames, ceilings, drywall, insulation and floor materials that are highly absorbent. Class 4 – is the special drying of materials in the form of concrete, stucco, hardwood, masonry, plaster and saturated ground soil. There are actually different techniques that are used for structural drying.  One of these methods is the “in-place” drying technique which was used and taught in the early 1980’s.  The “in-place” drying method during the past decades allows the drying of structural components without major taking away of furniture and fixtures.  However, there were some limitations in the employment of equipment for extraction, evaporation and dehumidification.  But in recent years, the “in-place” drying system has made great leaps and advances due in part to the better understanding of psychrometry; making the technique more practical and safer for everyone concerned. Principals Of Drying The use of ‘in-place” drying will depend on several factors that must be meticulously appraised should insufficient drying and secondary damages in the form of microbial growth are to be prevented from occurring.  This includes but should not be limited to the following: 1.    Qualification of the contractor or technicians who are hired to do the job.  This would include experiences and academic training. 2.    Availability of equipment that are technologically advanced. 3.    The water damage contractor’s knowledge and implementation of the Four Principles of Drying, the Classes of Losses and Categories of Water. 4.    Proper documentation of drying conditions and all activities therein, which should include illustrations of work progression. For a successful drying project and reduction of any probable microbial growth, a homeowner must be aware of the four significant principles of drying. which a water damage contractor will determine in the following order: What is Wet? How Wet is It? Are We Drying? Is it Dry? The four principles of this drying approach allows a water damage expert to perform its drying and dehumidification services as thoroughly and efficiently as possible, which greatly reduces the secondary damages of mold. 1. Excess Water Removal This pertains to draining, pumping, absorbing and vacuuming methods applied to remove the presence of visible water.  It is said that the excess water removal principle is the most abused principle since some contractors are not willing to invest in proper equipment...

read more

Water Damage Mold Cleanup and Restoration MN Part 3

Posted by on Mar 27, 2012 in Flood Damage, Flooded Basement Repair, Water Damage Repair, Water Damage Restoration | Comments Off on Water Damage Mold Cleanup and Restoration MN Part 3

Water Damage Mold Insurance Claims Continued from Water Damage Mold Cleanup and Restoration Part 1 and Part 2 Water damage, Mold Damage and Flood Damage are some of the most common reasons people make claims on their home insurance. Frozen, broken or burst pipes, leaky appliances and flooded basements are just a few of the ways you could discover exactly what is and is not covered by your home insurance policy. One of the worst effects of water damage comes in the form of mold. If your home has water damage, mold could develop in as short of a time as 24 – 48 hours of water exposure. Even worse, it may continue to grow until steps are taken to thoroughly dry out the premises and eliminate the source of moisture. Mold is certainly not new—it’s been around for hundreds of millions of years—but the sharp rise in mold claims is definitely a 21st -century phenomenon.  Multi-million dollar jury awards, sensationalized reporting in the media and profiteering by some individuals have led to an explosion in mold claims and costs. In 2004 the Institute of Medicine (IOM) found there was sufficient evidence to link indoor exposure to mold with upper respiratory tract symptoms, cough, and wheeze in otherwise healthy people; with asthma symptoms in people with asthma; and with hypersensitivity pneumonitis in individuals susceptible to that immune-mediated condition. The IOM also found limited or suggestive evidence linking indoor mold exposure and respiratory illness in otherwise healthy children. In 2009, the World Health Organization issued additional guidance, the WHO Guidelines for Indoor Air Quality: Dampness and Mold [PDF, 2.52 MB]. Homeowners Insurance: Is Mold Covered? Whether mold is covered by homeowners insurance often comes down to the source of moisture and the wording of a policy. Mold needs 3 things to thrive – moisture, food and oxygen Mold needs 3 things to thrive. All three of the basic elements – moisture, food and oxygen — MUST be present to support mold growth. If that moisture remains for 24-48 hours you will likely begin to have a mold problem. Problems can arise for homeowners when the presence of persistent moisture goes undetected or unresolved, leading to widespread mold growth. Moisture can result from high indoor humidity, flooding, or a leaky roof or dishwasher. Mold, like rot and insect infestation, is generally not covered by a homeowners insurance policy. Standard homeowners policies provide coverage for disasters that are sudden and accidental. They are not designed to cover the cost of cleaning and maintaining a home. If, however, mold is the direct result of a covered peril such as a burst pipe, there could be coverage for the cost of eliminating the mold. Clean Up Water Damage Now To Avoid Mold! Regardless of how the water damage happened, it is important to take similar steps to remedy it. Never ignore indications of an obvious water problem in your home. You should immediately attempt to find and stop leaks at their source. Properly dry or remove soaked carpets, padding and upholstery within 24-48 hours after a flood to prevent mold growth. Anything that can’t be properly dried should be discarded. Just letting items dry out will not remove the mold, and mold will grow again anytime there is enough moisture in the air, such...

read more